VOLUNTEERS OF AMERICA LOS ANGELES (RAPID REHOUSING)

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;1 * 6/30/2025 * GLP3964834 04 Great Arnerican Assurance Company ORIGINAL COPY 253405 d. If a state of emergency underCalifornia Law is Farm Coverage Part - Farm Property - declared and the residential property is located Farm Dwellings, Appurtenant Structures in any ZIP Code within or adjacent to the fire And Household Personal Property perimeter,as determi ned by Californ is Law,we Coverage Form may not cancel this policy for one year, a. If this policy provides coverage as described in beginning from the date the state of emergency the preceding paragraph,and we elect not to is declared, solely because the dwelling or renewthis policy,we will mail or deliverwritten other structure is located in an area in which a notice,stating the reason fo r n o n re n ewa 1,to the wildfire has occurred.However,we may cancel: first Named Insured shown in the Declarations, (1) ^en you have not paid the premium,at any and to the producer of record, at the mailing time by letting you know at least 10 days address shown in the policy,at least 75 days, before the date cancellation takes effect; but not more than 120 days, before the (2) If willful or grossly negligent acts or expiration or anniversary date, omissions by the Named Insured,or his or If we fail to give the first Named Insured shown her representatives, are discovered that in the Declarations noticeof nonrenewal at least materially increase any of the risks insured 75 days prior to the policy expiration, as against;or required in the paragraph above, this policy, r (3) If there are physical changes in the property with no change in its terms and conditions,shall insured against, beyond the catastrophe- remain in effect for 75 days from the date that damaged condition of the structures and the notice of nonrenewal is delivered ormailed surface landscape, which result in the to the Named Insured. A notice to this effect property becoming uninsurable. shall be provided by us to the first Named C. The following is added and supersedes any provisions Insured with'the notice of nonrenewal, - torthe contra": b. We may elect not to renew such coverage for Noneenewal - any;'reason,except as provided in Paragraphs 1. Subject to the provisions of Paragraphs C.2. and c.,d.and e. below. c. We will not refuse to renew such covers C.3. below,if we elect not to renew this policy,we solely because the first Named Insured has ge will mail ordeliverwritten notice,statingthe reason accepted an offer of earthquake coverage. for nonrenewal,to the first Named Insured shown in the Declarations,and to the producerof record, However,the following applies onlyto insurers at least 60 days, but not more than 120 days, who are associate participating insurers as before the expiration or anniversary date. established by Cal. Ins. Code Section We will mail ordeliverour notice tothe first Named 10089.16. We may elect not to renew such Insured, and to the producer of record, at the coverage after the first Named Insured has accepted an offer of earthquake coverage, if mailing address shown in the policy, one or more tf the following reasons applies: 2. Residential Property -This provision applies to coverage on real property (1)The nonrenewal is based on soundundenting principles that relate to the used predominantly for residential purposes and coverages provided by this policy and that consistingof not more than fourdwelling units,and are consistent with the approve rating plan to coverage on tenants' household proper and related documents filed with the contained in a residential Unit, if such coverage is Department of Insurance as required by written under one of the following: existing law; Commercial Property Coverage Part CO Insurance Se"ices Office, Inc.,2020 ■(Page 3 of 4) IL 02 70.(Ed..07120)