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Policy no.: 36085196 <br />Conditions <br />(continued) <br />Transfer Or Waiver Of <br />Rights Of Recovery <br />Against Others <br />Liability Insurance <br />We will waive the right of recovery we would otherwise have had against another person or <br />organization, for loss to which this insurance applies, provided the insured has waived their rights <br />of recovery against such person or organization in a contract or agreement that is executed before <br />such loss. <br />To the extent that the insured's rights to recover all or part of any payment made under this <br />insurance have not been waived, those rights are transferred to us. The insured must do nothing <br />after loss to impair them. At our request, the insured will bring suit or transfer those rights to us <br />and help us enforce them. <br />This condition does not apply to medical expenses. <br />Form 80-02-2000 (Rev. 4-01) Contract Page 24 0132 <br />