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THEN HARTFORD (3) Becomes aware by any other means that"bodily Injury"or"property damage"has occurred or has begun to occur. d. Damages because of"bodily injury" include damages claimed by any person or organization for care, loss of services or death resulting at any time from the"bodily injury". e. Incidental Medical Malpractice (1) "Bodily injury" arising out of the rendering of or failure to render professional health care services as a physician, dentist, nurse, emergency medical technician or paramedic shall be deemed to be caused by an "occurrence",but only if; (a) The physician, dentist, nurse, emergency medical technician or paramedic is employed by you to provide such services; and (b) You are not engaged In the business or occupation of providing such services. (2)—Far the—puepose..af determining the limits of insurance for Incidental medical malpractice, any act or omisslon together with all related acts or omissions in the furnishing of these services any one person will be considered one"occurrence". 2. Medical Expenses Insuring Agreement a. We will pay medical expenses as described below for"bodily injury"caused by an accident; (1) On premises you own or rent; (2) On ways next to premises you own or rent; or (3) Because of youroperations; provided that; (1) The accident takes place in the"coverage territory"and during the policy period; (2) The expenses are incurred and reported to us within three years of the date of the accident;and (3) The Injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require. b. We will make these payments regardless of fault. These payments wits not exceed the applicable limit of insurance.We will pay reasonable expenses for, (1) First acid administered at the time of an accident; (2) Necessary medical,surgical,x-ray and dental services, Including prosthetic�devices; and { (3) Necessary ambulance, hospital,professional nursing and funeral services, 3. Coverage Extension-Supplementary Payments a. We will pay,with respect to any claim we investigate or settle,or any"suit"against an Insured we defend: (1) All expenses we incur. asin out of (2) Up ul the use t1of an forth vehicle to which Business gLiablity®cause Coverage for"bodily Injuof accidents orfry"applieslawl.aWe do tions not have to furnish these bonds. (3) The cost of appeal bonds or bonds to release attachments, but only for bond amounts within the. applicable limit of insurance. We do not have to furnish, finance, arrange for, guarantee, or collaterallze these bonds,whether the collatarallaation is characterized as premium or not. (4) All reasonable expenses incurred by the insured at our request to assist us In the investigation or defense of the claim or"suit",including actual loss of earnings up to$600 a day because of time off from work, (6) All court costs taxed against the Insured in the "cult". However, such costs do not include attorneys'fees, attorneys'expenses,witness or expert fees,or any other expenses of a party taxed against the insured. l (6) Prejudgment interest awarded against the Insured on that part of the judgment we pay, If we make an offer to pay the applicable limit of insurance, we will not pay any prejudgment interest based on that l period of time after the offer. Form SL 00 00 10 18 Page 2 of 22 0 2018,The Hartford i .,with its permission) (May include copyrighted material of Insurance Services Office, Inc