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This policy Is Issued by State Farm Mutual Automobile Insurance Company. <br /> MUTUAL CONDITIONS <br /> 1. Membership.While this policy is in force,the first insured shown on the Declarations Page is <br /> entitled to vote at all meetings of members and to receive dividends the Board of Directors in <br /> Its discretion may declare In accordance with reasonable classifications and groupings of <br /> policyholders established by such Board. <br /> 2. No Contingent Liability, This policy Is non-assessable. <br /> 3. Annual Meeting. The annual meeting of the members of the company shall be held at its <br /> home office at Bloomington, Illinois,on the second Monday of June at the hour of 10:00 A.M., <br /> unless the Board of Directors shall elect to change the time and place of such meeting, In <br /> which case, but not otherwise, due notice shall be mailed each member at the address <br /> disclosed In this policy at least 10 days prior thereto. <br /> In Witness Whereof, the State Farm Mutual Automobile Insurance Company has caused this <br /> policy to be signed by its President and Secretary at Bloomington,Illinois. <br /> Secretary President <br /> Important... <br /> California law requires us to provide you with information for filing complaints with the Slate <br /> Insurance Department regarding the coverage and service provided under this policy. <br /> Complaints should be filed only after you and Stalb Farm or your agent or other company <br /> representative have failed to reach a satisfactory agreement an a problem. <br /> Please forward such complaints to: California Department of Insurance <br /> Consumer Services Division <br /> 300 South Spring Street <br /> Los Angeles,CA 90013 <br /> Or file a complaint through the Department of Insurance's <br /> Internel Web site(www.insurance.ca.gov) <br /> Or call tell free <br /> 1-800-927-HELP(4357) <br /> NOTICE <br /> We are required to furnish you with the following Information: <br /> t. An automobile liability insurance company may cancel a policy before the end of the current policy <br /> period for reasons described in the provision titled Cancellation which is located in the General <br /> Terms sect€on of your policy (refer to the Contents in the beginning of your policy for the page <br /> number). <br /> 2. An automobile liability lnsurance company may increase the premium or refuse to renew the policy <br /> for any of the following reasons: <br /> a. Accident involvement by an insured,and whether an insured is at fault in the accident <br /> b. A change in,or an addition of,an insured vehicle. <br /> G. A change In,or addition of,an insured under the policy. <br /> d, A change in the location of garaging of an Insured vehicle. <br /> e. A change in the use of the insured vehicle. <br /> f. Convlotions for violating any provision of the Vehicle Code or the Penal Code relating to the <br /> operation of a motor vehicle. <br /> g.The payment made by an insurer due to a claim filed by an insured or a third party. <br /> An automobile liability insurance company may increase the premium or refuse to renew the policy for <br /> reasons that are not listed above but which are lawful and not unfairly discriminatory. <br /> cavb2 <br /> B10 <br />