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This policy is issued by State Farm Mutual Automobile Insurance Company. MUTUAL CONDITIONS 1. Membership.While this policy Is in force,the first Insured shown on the Declarations Page is entitled to vote at all meetings of members and to receive dividends the Board of Directors in Its discretion may declare in accordance with reasonable classifications and groupings of policyholders established by such Board. 2. No Contingent Liability. This policy is non-assessable. 3. Annual Meeting. The annual meeting of the members of the company shall be held at its home office at Bloomington, Illinois,on the second Monday of June at the hour of 10:00 A.M., unless the Board of Directors shall elect to change the time and place of such meeting, in which case, but not otherwise, due notice shall be mailed each member at the address disclosed In this policy at least 10 days prior thereto. In Witness Whereof, the State Farm Mutual Automobile Insurance Company has caused this policy to be signed by Its President and Secretary at Bloomington, Illinois. *,,,,rn Secretary Presldent Important... California law requires us to provide you with information for filing complaints with the Slate Insurance Department regarding the coverage and service provided under this policy. Complaints should be filed only after you and Stag Farm or your agent or other company representative have failed to reach a satisfactory agreement on a problem. Please forward such complaints to: California Department of Insurance Consumer Services Division 300 South Spring Street Los Angeles,CA 90013 Or file a complaint through the Department of Insurance's Internet Web site(www.insurance.ca.gov) Or call toll free 1-800-927-HELP(4357) NOTICE We are required to furnish you with the following information; 1. An automobile liability Insurance company may cancel a policy before the end of the current policy period for reasons described in the provision titled Cancellation which is located in the General Terms section of your policy (refer to the Contents in the beginning of your policy for the page number). 2. An automobile liability insurance company may increase the premium or refuse to renew the policy for any of the following reasons: a. Accident involvement by an insured,and whether an insured is at fault in the accident. b, A change in,or an addition of,an insured vehicle. c. A change in,or addition of,an insured under the policy. d. A change in the location of garaging of an insured vehicle. e. A change in the use of the insured vehicle. I. Convictions for violating any provision of the Vehicle Code or the Penal Code relating to the operation of a motor vehicle. g.The payment made by an insurer due to a claim filed by an insured or a third party. An automobile liability insurance company may increase the premium or refuse to renew the policy for reasons that are not listed above but which are lawful and not unfairly discriminatory. —b2 E10