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(9) <br />CITY OF SANTA ANA <br />4. All required insurance policies: A severability of interest provision must apply for all the additional <br />insureds, ensuring that Contractor's insurance shall apply separately to each insured against whom a <br />claim is made or suit is brought, except with respect to the insurer's limits of liability. <br />5. Each insurance policy required herein shall provide that coverage shall not be canceled, suspended, <br />voided, reduced in coverage or in limits, non -renewed by the carrier, or materially changed except <br />after thirty (30) days prior written notice has been given to City. Ten (10) days prior written notice <br />shall be provided to City for policy cancellation or non -renewal due to non-payment. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, Attention: <br />(Name of Department Staff Responsible for Agreement), Address of Department Responsible for <br />Agreement, M-XX, Santa Ana, CA 92701. The name and location of event should be included in the <br />Description of Operations section of each certificate. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by the City. City may require Contractor to purchase <br />coverage with a lower retention or provide proof of ability to pay losses and related investigations, claim <br />administration, and defense expenses within the retention. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state of California with a current A.M. <br />Best rating of no less than A:VII, unless otherwise acceptable to City. <br />Verification of Coverage <br />Contractor shall furnish City with original Certificates of Insurance including all required amendatory endorsements <br />(or copies of the applicable policy language effecting coverage required by this clause) and a copy of the <br />Declarations and Endorsement Page of the CGL policy listing all policy endorsements to Entity before work begins. <br />However, failure to obtain the required documents prior to the work beginning shall not waive Contractor's obligation <br />to provide them. City reserves the right to require complete, certified copies of all required insurance policies, <br />including endorsements required by these specifications, at any time. <br />Claims Made Policies <br />If any of the required policies provide coverage on a claims -made basis: <br />1. The retroactive date must be shown and must be before the date of the contract or the beginning of work. <br />2. Insurance must be maintained and evidence of insurance must be provided for at least three (3) years after <br />completion of work. <br />3. If coverage is canceled or non -renewed, and not replaced with another claims -made policy form with a retroactive <br />date prior to the contract effective date, Contractor must purchase "extended reporting" coverage for a minimum of <br />three (3) years after completion of work. <br />Subcontractors <br />Contractor shall require and verify that all sub -contractors maintain insurance meeting all the requirements stated <br />herein, and Contractor shall ensure that City is an additional insured on insurance required from sub -contractors. <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements, including limits, based on the nature of the risk, prior <br />experience, insurer, coverage, or other special circumstances. <br />7. INDEMNIFICATION <br />Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, agents, <br />employees, contractors, special counsel, and representatives from liability: (1) for personal injury, damages, just <br />compensation, restitution, judicial or equitable relief arising out of claims for personal injury, including death, and <br />claims for property damage, which may arise from the negligent operations of the Contractor, its subcontractors, <br />agents, employees, or other persons acting on its behalf which relates to the services described in section 1 of this <br />Agreement; and (2) from any claim that personal injury, damages, just compensation, restitution, judicial or equitable <br />relief is due by reason of the terms of or effects arising from this Agreement. This indemnity and hold harmless <br />agreement applies to all claims for damages, just compensation, restitution, judicial or equitable relief suffered, or <br />City of Santa Ana RFP 25-116 Page 35 of 60 <br />