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A severability of interest provision must apply for all the additional insureds,ensuring that <br />Consultant’s insurance shall apply separately to each insured against whom a claim is made <br />or suit is brought,except with respect to the insurer’s limits of liability. <br />Insurance policies required herein shall provide that coverage shall not be canceled, <br />suspended,voided,reduced in coverage or in limits,non-renewed by the carrier,or <br />materially changed except after thirty (30)days prior written notice has been given to City. <br />Ten (10)days prior written notice shall be provided to City for policy cancellation or non <br />renewal due to non-payment of premium. <br />Certificate Holder on each Evidence of Insurance certificate shall be:City of Santa Ana, <br />Attention:City Manager’s Office,20 Civic Center Plaza,M-31,Santa Ana,CA 92701. <br />The name and location of project must be included in the Description of Operations section <br />of each certificate. <br />4. <br />5. <br />6. <br />Self-Insured Retentions <br />Self-insured retentions must be declared to and approved by the City.The City may require the <br />Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses <br />and related investigations,claim administration,and defense expenses within the retention. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the State of California <br />with a current A.M.Best rating of no less than A:VII,unless otherwise acceptable to City. <br />Verification of Coverage <br />Consultant shall furnish City with original Certificates of Insurance including all required <br />amendatory endorsements (or copies of the applicable policy language effecting coverage required <br />by this clause)and a copy of the Declarations and Endorsement Page of the CGL policy listing all <br />policy endorsements before work begins.However,failure to obtain the required documents prior <br />to the work beginning shall not waive Consultant’s obligation to provide them. <br />City reserves the right to require complete,certified copies of all required insurance policies, <br />including endorsements required by these specifications,at any time. <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements,including limits,based on the nature of the <br />risk,prior experience,insurer,coverage,or other special circumstances.