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Policy Number: B0146LDUSA2504949 <br /> the Insured's obligation to pay shall have been fully and finally determined either by <br /> judgment against them or by written agreement between them, the claimant and the <br /> underwriters. Nothing contained herein shall give any person or organization any right to <br /> join the underwriters as a party to any Claim against the Insured to determine their liability, <br /> nor shall the underwriters be impleaded by the Insureds or their legal representative in any <br /> Claim. <br /> XX. SUBROGATION <br /> In the event of any payment under this Insurance, the underwriters shall be subrogated to <br /> all the Insureds' rights of recovery therefore against any person or organization, and the <br /> Insured shall execute and deliver instruments and papers and do whatever else is <br /> necessary to secure such rights.The Insured shall do nothing to prejudice such rights. The <br /> underwriters agrees to waive its rights of recovery against any person or entity of the <br /> Named Insured for a Claim which is covered pursuant to Insuring Clause LA and/or I.B.of <br /> this Policy to the extent the Named Insured had , prior to such Claim,a written agreement <br /> to waive such rights.Any recoveries shall be applied first to subrogation expenses, second <br /> to Damages and Claims Expenses paid by the underwriters, and third to the Deductible. <br /> Any additional amounts recovered shall be paid to the Named Insured. <br /> XXI. ENTIRE AGREEMENT <br /> By acceptance of this Policy, all Insureds agree that this Policy embodies all agreements <br /> existing between them and the underwriters relating to this Insurance. Notice to any agent <br /> or knowledge possessed by any agent or by any other person shall not effect a waiver or a <br /> change in any part of this Policy or estop the underwriters from asserting any right under <br /> the terms of this Policy; nor shall the terms of this Policy be waived or changed, except by <br /> written endorsement issued to form a part of this Policy, signed by the underwriters. <br /> XXII. VALUATION AND CURRENCY <br /> All premiums, limits, deductibles, Damages and other amounts under this Policy are <br /> expressed and payable in the currency of the United States. If judgment is rendered , <br /> settlement is denominated or another element of Damages under this Policy is stated in a <br /> currency other than United States dollars or if Claims Expenses are paid in a currency <br /> other than United States dollars, payment under this Policy shall be made in United States <br /> dollars at the rate of exchange published in the Wall Street journal on the date the judgment <br /> becomes final or payment of the settlement or other element of Damages is due or the date <br /> such Claims Expenses are paid. <br /> XXIII. BANKRUPTCY <br /> Bankruptcy or insolvency of the Insured shall not relieve the underwriters of their <br /> obligations nor deprive the underwriters of its rights or defenses under this Policy. <br /> XXII. AUTHORIZATION <br /> By acceptance of this Policy,the insureds agree that the Named Insured will act on their <br /> behalf with respect to the giving and receiving of any notice provided for in this Policy, the <br /> payment of premiums and the receipt of any return premiums that may become due under <br /> this Policy, and the agreement to and acceptance of endorsements. <br /> XXIII. HEADINGS <br /> The descriptions in the headings and subheadings of this Policy are solely for convenience, <br /> and form no part of the terms and conditions of coverage, <br /> 30 <br /> Kimley-Horn 2025 wording v 1 <br />