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BUSINESS LABILITY COVERAGE FORM (2) Receives a written or verbal demand or b, We will make these payments regardless of claim for damages because of the"bodily fault. These payments will not exceed the Injury"or"property damage";or applicable limit of insurance. We will pay (3) Becomes aware by any other means that reasonable expenses for. "bodily Injury" or "property damage" has (1) First aid administered at the time of an occurred or has begun to occur. accident; d. Damages because of"bodily Injury"include (2) Necessary medical, surgical, x-ray and damages claimed by any person or dental services, including prosthetic organization for care, lass of services or devices;and death resulting at any time from the "bodily (3) Necessary ambulance, hospital, Injury"' professional nursing and funeral e. Incidental Medical Malpractice services. (1) "Bodily Injury" arising out of the S. COVERAGE EXTENSION rendering of or failure to render SUPPLEMENTARY PAYMENTS professional health care services as a a. We will pay, with respect to any claim or physician, dentist, nurse, emergency "suit" we investigate or settle, or any"suit" medical technician or paramedic shall against an insured we defend: be deemed to be caused by an "occurrence",but only if: (1) Ali expenses we Incur. (a) The physician, dentist, nurse, (2) Up to $1,000 for the cost of ball bonds emergency medical technician or required because of accidents or traffic paramedic Is employed by you to law violations arising out of the use of provide such services;and any vehicle to which Business Liability (b) You are not engaged In the Coverage for"bodily injury"applies. We business or occupation of providing do not have to furnish these bonds. such services. (3) The cost of appeal bonds or bonds to (2) For the purpose of determining the release attachments, but only for bond limits of insurance for incidental medical amounts within the applicable limit of malpractice, any act or omission Insurance. We do not have to famish together with all related acts or these bonds. omissions in the furnishing of these (4) All reasonable expenses incurred by the services to any one person will be Insured at our request to assist us In the I considered one"occurrence". Investigation or defense of the claim or 2. MEDICAL EXPENSES "suit", Including actual loss of earnings up to $500 a day because of time off Insuring Agreement from work. a. We will pay medical expenses as described (5) All costs faxed against the Insured in below for "bodily Injury" caused by an the"suit". accident: (ti) Pre]udgment interest awarded against (1) On premises you own or rent; the insured on that part of the Judgment (2) On ways next to premises you own or we pay. If we make an offer to pay the rent;or applicable limit of Insurance,we will not (3) Because of your operations; pay any prejudgment interest based on provided that: that period of time after the offer. 1 The accident takes lace in the (7) All Interest on the full amount of any ( ) P judgment that accrues after entry of the "coverage territory' and during the judgment and before we have paid, policy period; offered to pay, or deposited In court the (2) The expenses are incurred and reported part of the judgment that is within the to us within three years of the date of applicable limit of Insurance. the accident;and Any amounts paid under (1) through (7) (3) The Injured person submits to above will not reduce the limits of insurance. examination, at our expense, by physicians of our choice as often as we reasonably require. Page 2 of 24 Form SS 00 98 04 05