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FARMERS Policy Endorsements INSURANCE Loss of Use Endorsement 06960 -3rd Edition) If you paid a premium forth is coverage for your insured car involved in the loss,we agree to provide the following coverage that is added to the Insuring Agreements for Part IV-Damage to Your Car,Comprehensive Coverage and Collision Coverage. We will pay your extra expense arising from a loss. Payment will be determined based on the option and limits you have purchased as shown on your Declarations Page.The option shown on your Declarations Page applies when the loss exceeds any applicable deductible amount under Part IV-Damage to Your Car. Option Schedule Coverage Coverage Description Designation K-3 If a loss occurs more than 50 miles from your residence,we will pay you for the reasonable and necessary extra expense for commercial transportation,gasoline,lodging and meals incurred to return your insured car,after it is repaired,to your residence or destination. K-4 We will pay you$25 per day while your insured car is in the custody of a garage for repairs resulting from a Collision or Comprehensive loss.If your insured car is a total loss(regardless of salvage value) we will pay you$500. The maximum payable for car return expenses is$200.The maximum payable under K-3&K-4 is$500. K-5 If loss occurs more than 50 miles from your residence we will also payyou for the reasonable and necessary extra expense for commercial transportation,gasoline,lodging and meals incurred to return your insured car,after it is repaired,to your residence or destination. We will pay you$50 per day while your insured car is in the custody of garage for repairs resulting from a Collision or Comprehensive loss.If your insured car is a total loss(regardless of salvage value) we will pay you$1,000. The maximum payable for car return expenses is$500.The maximum payable under K-5 is$1,000. The coverage afforded by this endorsement does not apply to any Collision or Comprehensive loss occurring before the effective date that this endorsement is first added to your policy. The following Exclusion applies to this endorsement and is added to Exclusions-What Is Not Insured In Part IV: 1. We do not insure loss arising out of a substitute car or a rental car. The following Additional Duty applies to this endorsement and is added to Additional Duties for Part IV-Damage to Your Car: 1. If we make a payment under this endorsement, we shall be subrogated to any rights you have to seek recovery. You shall do whatever is necessary to enable us to exercise our rights and nothing after the loss to prejudice these rights. The following Condition applies to this endorsement and is added to Part IV-Damage to Your Car: 1. The premium charged for this endorsement is fully earned unless the entire policy is cancelled.(Not applicable in Michigan). 93-6960 3rd Edition 5-15 This endorsement is a part of the policy.It changes the policy so please read it carefully.All other terms and conditions of the policy continue to apply. farmers.com Policy No. 52340-12-34 (Continued Next Page) Page 1 of 2