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EXHIBIT 3
<br />INSURANCE REQUIREMENTS
<br />Contractor shall procure and maintain for the duration of the agreement, the following insurance
<br />coverages:
<br />MINIMUM SCOPE AND LIMIT OF INSURANCE
<br />Contractor shall maintain limits of insurance coverage in the following minimum amounts and shall be at
<br />least as broad as:
<br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering CGL
<br />on an "occurrence" basis, including products and completed operations, property damage, bodily
<br />injury and personal & advertising injury with limits no less than $1,000,000 per occurrence and
<br />$2,000,000 aggregate.
<br />• Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 (any auto),
<br />with combined single limits of $1,000,000. In the event Contractor does not maintain commercial
<br />automobile liability insurance, City will accept evidence of personal automobile insurance with
<br />existing limits, which can be lower than $1,000,000.
<br />• Workers' Compensation (WC): As required by the State of California, with statutory limits, and
<br />Employer's Liability Insurance with limit of no less than $1,000,000 per accident, per employee,
<br />per policy for bodily injury or disease. This requirement can be waived if Contractor has no
<br />employees.
<br />• Cyber Liability (CL): Insurance, with limits not less than $2,000,000 per occurrence or claim
<br />and $2,000,000 aggregate. Coverage shall be sufficiently broad to respond to the duties and
<br />obligations as is undertaken by Contractor in this agreement and shall include, but not be limited
<br />to, claims involving security breach, system failure, data recovery, business interruption, cyber
<br />extortion, social engineering, infringement of intellectual property, including but not limited to
<br />infringement of copyright, trademark, trade dress, invasion of privacy violations, information
<br />theft, and release of private information. The policy shall provide coverage for breach response
<br />costs, regulatory fines and penalties as well as credit monitoring expenses.
<br />If Contractor maintains broader coverage and/or higher limits than the minimums shown above, City
<br />requires and shall be entitled to the broader coverage and/or the higher limits maintained by
<br />Contractor. Any available insurance proceeds in excess of the specified minimum limits of
<br />insurance and coverage shall be available to City.
<br />Other Insurance Provisions
<br />The insurance policies are to contain, or be endorsed to contain, the following provisions:
<br />1. CGL and AL policies: City of Santa Ana, its City Council, its officers, officials, employees,
<br />agents, and volunteers are to be covered as additional insureds with respect to liability
<br />arising out of work or operations performed by or on behalf of the Contractor including
<br />materials, parts, equipment, and personnel furnished in connection with such work or
<br />operations.
<br />2. CGL, AL, CL, and WC policies: Insurance company(ies) agrees to waive all rights of
<br />subrogation against City, its City Council, its officers, officials, employees, agents, and
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