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PN 04 99 04 <br /> (Ed.12-01) <br /> POLICYHOLDER NOTICE <br /> CALIFORNIA INSURANCE GUARANTEE ASSOCIATION(CIGA)SURCHARGE <br /> Companies writing property and casualty insurance business in California are required to participate in the California Insurance Guarantee <br /> Association.If a company becomes insolvent,the California Insurance Guarantee Association settles unpaid claims and assesses each <br /> insurance company for its fair share. <br /> California law requires all companies to surcharge policies to recover these assessments. If your policy is surcharged,"CA Surcharge"or"CA <br /> Surcharge(CIGA Surcharge)"with an amount will be displayed on your premium notice. <br /> This notice does not change the policy to which it is attached. <br />