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11.4 Life Insurance <br /> A. The City shall provide each employee with a fifty thousand dollar($50,000) group <br /> term life insurance policy and a fifty thousand dollar ($50,000) Accidental Death <br /> and Dismemberment(AD&D). <br /> B. The City shall provide these life insurance benefits at no cost to the employee. <br /> 11.5 Benefits Advisory Committee <br /> When there is a need to discuss matters relating to employee insurance benefits and the <br /> City believes it would be beneficial to involve a Benefits Advisory Committee(BAC),each <br /> party (the Union and the City) shall have an equal number of representatives on such a <br /> committee to meet as necessary. <br /> 11.6 Retirement Health Savings RHS Plan <br /> Employees participate in the City's RHS Plan subject to the following: <br /> l. One and one-half percent(1.50%)will be deducted from each employee's base pay <br /> and deposited into their individual RHS account each pay period. This contribution <br /> shall be made on a pretax basis. <br /> 2. Upon an employee's termination of employment, the cash value of their eligible <br /> sick leave balances will be deposited into the individual's RHS account, based on <br /> the criteria in Section 10.1(J) and the RHS Plan adoption agreement to provide the <br /> employee and their designated eligible dependents, if any, with benefits under any <br /> health insurance program including, but not limited to, the program maintained by <br /> the City. <br /> 3. Upon retirement,up to eighty(SO hours)of an employee's accumulated,but unused <br /> sick leave, after eligible RHS payments are made, will be converted into CalPERS <br /> Service Credit per Section 12.3(A) and Government Code §20965. <br /> 4. The City will contribute one percent(1%)of an employee's base pay deposited into <br /> their individual RHS account each pay period. <br /> 11.7 Vision Insurance <br /> A. The City shall offer employees a vision insurance plan. <br /> B. For employees who choose vision coverage,all premium costs shall be paid by the <br /> employee through a pre-tax payroll deduction. <br /> 2025 MOU City of Santa Ana&SEIU Full-Time Employees Unit Page 62 <br />