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EXHIBIT 3
<br /> INSURANCE REQUIREMENTS
<br /> Contractor shall procure and maintain for the duration of the agreement, the following insurance
<br /> coverages:
<br /> MINIMUM SCOPE AND LIMIT OF INSURANCE
<br /> Contractor shall maintain limits of insurance coverage in the following minimum amounts and shall be at
<br /> least as broad as:
<br /> • Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering CGL
<br /> on an "occurrence" basis, including products and completed operations, property damage, bodily
<br /> injury and personal & advertising injury with limits no less than $1,000,000 per occurrence and
<br /> $2,000,000 aggregate.
<br /> • Automobile Liability(AL): Insurance Services Office Form CA 00 01 covering Code 1 (any auto),
<br /> with combined single limits of$1,000,000. In the event Contractor does not maintain commercial
<br /> automobile liability insurance, City will accept evidence of personal automobile insurance with
<br /> existing limits, which can be lower than $1,000,000.
<br /> • Workers' Compensation (WC): As required by the State of California, with statutory limits, and
<br /> Employer's Liability Insurance with limit of no less than $1,000,000 per accident, per employee,
<br /> per policy for bodily injury or disease. This requirement can be waived if Contractor has no
<br /> employees.
<br /> • Cyber Liability (CL): Insurance, with limits not less than $2,000,000 per occurrence or claim
<br /> and $2,000,000 aggregate. Coverage shall be sufficiently broad to respond to the duties and
<br /> obligations as is undertaken by Contractor in this agreement and shall include, but not be limited
<br /> to, claims involving security breach, system failure, data recovery, business interruption, Cyber
<br /> extortion, social engineering, infringement of intellectual property, including but not limited to
<br /> infringement of copyright, trademark, trade dress, invasion of privacy violations, information
<br /> theft, and release of private information. The policy shall provide coverage for breach response
<br /> costs, regulatory fines and penalties as well as credit monitoring expenses.
<br /> If Contractor maintains broader coverage and/or higher limits than the minimums shown above, City
<br /> requires and shall be entitled to the broader coverage and/or the higher limits maintained by
<br /> Contractor. Any available insurance proceeds in excess of the specified minimum limits of
<br /> insurance and coverage shall be available to City.
<br /> Other Insurance Provisions
<br /> The insurance policies are to contain, or be endorsed to contain, the following provisions:
<br /> 1. CGL and AL policies: City of Santa Ana, its City Council, its officers, officials, employees,
<br /> agents, and volunteers are to be covered as additional insureds with respect to liability
<br /> arising out of work or operations performed by or on behalf of the Contractor including
<br /> materials, parts, equipment, and personnel furnished in connection with such work or
<br /> operations.
<br /> 2. CGL, AL, CL, and WC policies: Insurance company(ies) agrees to waive all rights of
<br /> subrogation against City, its City Council, its officers, officials, employees, agents, and
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