GEMS ENVIRONMENTAL MANAGEMENT SERVICES, INC.

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4 . Y Westchester A Chubb Coniliany ADDITIONAL INSURED ENDORSEMENT — PRODUCTS-COMPLETED OPERATIONS HAZARD Named Insured Endorsement Number Gems Environmental Management Services Inc Policy 3ynibol Policy Nutriher Policy Period Effective Dale of I ndorsemenl ECl' G71763365007 x k�2112025 to 11/21/2025 Issued.8y(Name ofInsura nce Company) Westchester Surplus Lines Insurance Company Insert the policy number. The remainder of the information is to be cotnpleted only when this endorsement is busued sttbsegnont.to the prepargd0r,of the policy. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING: CONTRACTORS POLLUTION LIABILITY COVERAGE PART SCHED—ULE Name of Person or organization., As required by written contract or agreement prior to a loss to which this insurance applies. (if no entry appears above;.information required to.complete this endorsement will be shown.in the Declarations as applicable to this endorsement.) A. SECTION II — `vHO IS AN INSURED is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule; but only with respect to liability for injury or damage, to which this insurance applies, caused by or resulting from your work performed for that additional insured and included in the products-completed operations hazard, and only to the extent that such injury or damage is caused,in whole orin park,by your negligence or the negligence of those acting on your behalf. However; 1. The insurance afforded to such additional insured only applies to the extent permitted bylaw; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insuraap ee afforded to these additional insureds,the following is added to SECTION III - LIMITS OF INSURANCE: If coverage provided to the additional insured is required by a contract or agreement,the most we will pay on behalf of the additional insured is the amount of insurance. 1. Required by the contract or agreement;or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. All other terms and conditions of this policy remain unchanged. E,NV_3�51(12/18) Includes copyrighted material of insurance Services Office,Tne.with its permission Page I of 1 (221012.2)