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PI-CIS-HS(10111) <br /> a. $1,000,000;or <br /> b. The amount shown in the declarations as the Damage to Premises Rented to You Limit. <br /> This is the most we will pay for all damage proximately caused by the same event, whether such <br /> damage results frorn fire,lightning,explosion,smoke,or leaks f-orn automatic fire protective <br /> systems or any combination thereof. <br /> F. HIPAA <br /> SECTION I—COVERAGES, COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY, <br /> is amended as follows: <br /> 1. Paragraph 1.Insuring Agreement is amended to include the following: <br /> We will pay those stems that the insured becomes legally obligated to pay as damages because <br /> of a'violation(s)"of the Health Insurance Portability and Accountability Act(HIPAA). We have <br /> the right and the duty to defend the insured against any"suit,'"investigation,"cr"civil proceeding' <br /> seeking these damages_ However,we will have no duty to defend the insured against any"suit.° <br /> seeking damages,'investigation,'or"civil proceeding"to which this insurance does not apply- <br /> 2, Paragraph 2. Exclusions is amended to include ffie following additional exclusions_ <br /> This insurance does not apply to: <br /> a. Intentional,Willful,or Deliberate Violations <br /> Arry willful.,intentional,or deliberate vioiation(sr by any insured. <br /> b. Criminal Acts <br /> Any`violation"which results in any criminal penalties under the HIPAA_ <br /> c. Other Remedies <br /> Any remedy other than monetary damages for penalties assessed_ <br /> d. Compliance Reviews or Audits <br /> Any compliance reviews by the Department of Health and Human Services. <br /> 3. SECTIOH V—DEFINITIONS is amended to include the following additional definitions: <br /> a. "Civil proceeding"means an action by the Department of Health and Human Services(HHS) <br /> arising out of"vi!nlatbons." <br /> b. 'Investigation'means an examination of an actual or alleged'vicladon(sr by HITS_ However, <br /> "invtesfegation"does not include a Compliance Reviews_ <br /> C. L%1101atian"means th,e UtU3r or alleged failure to comply with the regulations included in the <br /> HIPAA._ <br /> Page d of 12 <br /> Include~copyrighted material of Insurance Services offiice, Inc_,with its permission. <br /> @ 20-1 1 Philadelphia Indemnity Insurance Company <br />