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Pi-GLD-HS(1W1) <br /> Recovery Against Others To Us is deleted in its entirety and replaced by the following: <br /> If the insured has rights to recover all or pact of any payment we have made under this;Coverage <br /> Part, those rights are transferred to us-The insured must do nothing after ka",to impair them.At <br /> our request,the insurers vAll bring"suit"or transfer those rights to us and help us enforce there. <br /> Therefore,the insured can waive the insurer's rights of reco,;ery prior to the Occurreence of a <br /> loss,provided the waiver is made in a written contract. <br /> P. Liberalization <br /> SECTION IV-COMMERCIAL GENERAL LIABILITY CONDITIONS, is amended to include the <br /> following: <br /> If we revise this endorsement to provide more coverage without additional premium charge,we <br /> will autcmaficalEy provide the addbonsal coverage to all endorsement holders as of the day the <br /> revision is effective in your state. <br /> W. Bodily Injury-Mental Anguish <br /> SECTION V-DEFINITIONS,Paragraph 3. Is deleted in its entirety and replaced by the following: <br /> 'Eodily injury means: <br /> a. Bodily injury,sickness or disease sustained by a person,and includes mental anguish <br /> resulting from any of these;and <br /> b. Except for mental anguish, includes death resulting from the foregoing(item a.above)at any <br /> time- <br /> R. Personal and Advertising lnjury-Abuse of Process,Discrimination <br /> If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not <br /> o=theraise excluded from this Caverage Part,the definition of"personal and advertising injury'is <br /> am-ender as folFr_1ws-. <br /> 1. SECTIOII V-DEFINITIOt.)S, Paragraph 14.b. is deleted in its entirety and replaced by the <br /> following_ <br /> b. Malicious prosecution or abuse of process; <br /> I SECTION V-DEFINITIONS,Paragraph 14.is arnended by adding the following: <br /> Discrimination based on race, color,religion,sex,age or national origin,except when: <br /> a. Done intentionally by or at the direction of,or wfth the knowledge or cortsent of: <br /> (1) Any insured;or <br /> (2) Any execuWe officer,director.,stcckhcfder,partner or member of the insured-, <br /> b, Directly cr indirectly related to the employment,former or prospective employment, <br /> termination of employrnent,or application for empfoyment of any person or persons lxy an <br /> Insured; <br /> Page 11 of 121 <br /> Inctudes copyrighted material of Insurance Sen.ices Office, Inc-,with its permission- <br /> @20-11 Philadelphia Indemnity Insurance Company <br />