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Insurance Requirements <br /> User shall procure and maintain for the duration of the agreement, the following insurance <br /> coverages: <br /> MINIMUM SCOPE AND LIMIT OF INSURANCE <br /> User shall maintain limits of insurance coverage in the following minimum amounts and shall be <br /> at least as broad as: <br /> • Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 <br /> covering CGL on an "occurrence" basis, including products and completed operations, <br /> property damage, bodily injury and personal & advertising injury with limits no less than <br /> $2,000,000 per occurrence and $4,000,000 aggregate. <br /> • Sexual Abuse or Molestation Liability (SAML): If the CGL policy referenced above is <br /> not endorsed to include affirmative coverage for sexual abuse or molestation, User shall <br /> obtain and maintain a policy covering Sexual Abuse and Molestation with a limit of no less <br /> than$1,000,000 per occurrence or claim. <br /> • Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code I <br /> (any auto),with combined single limits of$1,000,000. In the event User does not maintain <br /> commercial automobile liability insurance, City will accept evidence of personal <br /> automobile insurance, provided that such policy is endorsed for business use and provides <br /> coverage with a minimum limit of $1,000,000. Required policy limits can be met with <br /> primary and umbrella/excess insurance policies. <br /> • Workers' Compensation (WC): As required by the State of California, with statutory <br /> limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per <br /> accident, per employee, per policy for bodily injury or disease. This requirement can be <br /> waived if User has no employees. <br /> If User maintains broader coverage and/or higher limits than the minimums shown above, <br /> City requires and shall be entitled to the broader coverage and/or the higher limits maintained <br /> by User. Any available insurance proceeds in excess of the specified minimum limits of <br /> insurance and coverage shall be available to City. <br /> Other Insurance Provisions <br /> The insurance policies are to contain, or be endorsed to contain, the following provisions: <br /> 1. CGL, SAML and AL policies: City of Santa Ana, its City Council, its officers, <br /> officials, employees, agents, and volunteers are to be covered as additional insureds <br /> with respect to liability arising out of work or operations performed by or on behalf of <br /> the User including materials,parts, equipment, and personnel furnished in connection <br /> with such work or operations. <br /> 2. CGL, AL, and WC policies: Insurance company(ies) agrees to waive all rights of <br /> subrogation against City, its City Council, its officers, officials, employees, agents, <br /> and volunteers for losses paid under the terms of any policy which arise from work <br /> performed by User for City. <br />