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Consultant shall procure and maintain for the duration of the agreement, the following insurance <br />coverages: <br />MINIMUM SCOPE AND LIMIT OF INSURANCE <br />Consultant shall maintain limits of insurance coverage in the following minimum amounts and <br />shall be at least as broad as: <br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering <br />CGL on an "occurrence" basis, including products and completed operations, property <br />damage, bodily injury and personal & advertising injury with limits no less than $1,000,000 <br />per occurrence and $2,000,000 aggregate. <br />• Sexual Abuse or Molestation Liability (SAML): If the CGL policy referenced above is <br />not endorsed to include affirmative coverage for sexual abuse or molestation, Consultant <br />shall obtain and maintain a policy covering Sexual Abuse and Molestation with a limit of <br />no less than $1,000,000 per occurrence or claim. <br />Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 <br />(any auto), with combined single limits of $1,000,000. In the event Consultant does not <br />maintain commercial automobile liability insurance, City will accept evidence of personal <br />automobile insurance, provided that such policy is endorsed for business use and <br />provides coverage with a minimum limit of $1,000,000. Required policy limits can be met <br />with primary and umbrella/excess insurance policies. <br />Workers' Compensation (WC): as required by the State of California, with statutory <br />limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per <br />accident, per employee, per policy for bodily injury or disease. This requirement can be <br />waived if Consultant has no employees. <br />If Consultant maintains broader coverage and/or higher limits than the minimums shown <br />above, City requires and shall be entitled to the broader coverage and/or the higher limits <br />maintained by Consultant. Any available insurance proceeds in excess of the specified <br />minimum limits of insurance and coverage shall be available to City. <br />Other Insurance Provisions <br />The insurance policies are to contain, or be endorsed to contain, the following provisions: <br />CGL, SAML and AL policies: City of Santa Ana, its City Council, its officers, officials, <br />employees, agents, and volunteers are to be covered as additional insureds with <br />respect to liability arising out of work or operations performed by or on behalf of the <br />Consultant including materials, parts, equipment, and personnel furnished in <br />connection with such work or operations. <br />CGL, AL, and WC policies: Insurance company(ies) agrees to waive all rights of <br />subrogation against City, its City Council, its officers, officials, employees, agents, <br />and volunteers for losses paid under the terms of any policy which arise from work <br />performed by Consultant for City. <br />All required insurance policies: For any claims related to this contract, Consultant's <br />insurance coverage shall be primary and any insurance maintained by City, its City <br />