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3. "Bodily injury" means: a. Bodily injury, sickness, or disease sustained by a person, including death resulting therefrom at any time; and b. Mental anguish resulting from injury, sickness or disease. H. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS It is agreed that, based on our reliance on your representations as to existing hazards, if you should unintentionally fail to disclose all such hazards prior to the beginning of the policy period of this Coverage Part, we shall not deny coverage under this Coverage Part because of such failure. I. LIBERALIZATION If we adopt a change in our forms or rules which would broaden your coverage without an additional premium charge, your policy will automatically provide the additional coverage(s) as of the date the revision is effective in your state. J. EXTENDED PROPERTY DAMAGE Under SECTION I — COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY, Paragraph 2. Exclusions, Subparagraph a. Expected or Intended Injury is deleted and replaced by the following: a. Expected Or Intended Injury or Damage "Bodily injury" or"property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" or"property damage" resulting from the use of reasonable force to protect persons or property. K. PREMISES SOLD OR ABANDONED BY YOU Under SECTION I — COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY, Paragraph 2. Exclusions, Subparagraph j. Damage To Property, item (2) is deleted and replaced by the following: (2) Premises you sell, give away, or abandon, if the "property damage" arises out of any part of those premises and occurred from hazards that were known by you or should have reasonably been known by you, at the time the property was transferred or abandoned. 06 GGL0001 00 02 25 Includes copyrighted material of Page 6 of 8 Insurance Services Office, Inc. with its permission. ©2025 Arch Insurance Group Inc.