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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in Neu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />This Certificate of Insurance does not constitute a contract between the issuing Insurer(s), authorized <br />representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, <br />extend or alter the coverage afforded by the policies listed thereon. <br />ACORD 25 <br />@r 1p.. ...."91 C-- COCl• n .— —111 •/31/.011 lo,]f, as — Daps . os f <br />