SOUTHERN CALIFORNIA PRECISION CONCRETE INC.

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SPECIAL BROAD FORM AUTO ENDORSEMENT-CONTINUED 3. Collision only if the Declarations indicate that C. The most we will pay for "loss" to any hired Collision Coverage is provided for any covered "auto" in any one"accident" is the lesser of: "auto". (1) $50,000 However, the most we will pay for any expenses (2)The actual cash value of the "auto" at the for loss of use is $50 per day, to a maximum of time of the "loss" $1000. 7. Rental Reimbursement (3) The cost of repair or replacement with other property of like kind and quality A. For any covered "auto" for which D. The following deductible provisions apply: Comprehensive and Collision coverages are provided, we will pay for rental reimbursement (1) The deductible will be equal to the largest expenses incurred by you for the rental of an deductible applicable to any owned "auto" "auto" because of "loss" to a covered "auto". for that coverage shown in the Payment applies in addition to the otherwise Declarations. applicable amount of each coverage you have (2) No deductible will apply to "loss" caused on a covered "auto". No Physical Damage by fire or lightning. Coverage deductibles apply to this coverage. E. Any "auto" that is leased, hired, rented or B. We will pay only for those expenses incurred borrowed with a driver is not a covered "auto" during the policy period beginning 24 hours under this coverage extension. after the "loss" and ending, regardless of the g, Auto Loan And Lease Gap Coverage policy's expiration, with the number of days reasonably required to repair or replace the Section III - PHYSICAL DAMAGE is amended by covered "auto". If "loss" is caused by theft, the addition of the following: this number of days is added to the number of A. In the event of a total "loss" to a covered days it takes to locate the covered "auto" and "auto" shown in the Declarations, we will pay return it to you. any unpaid amount due on the lease or loan C. Our payment is limited to the lesser of the for a covered"auto", less: following amounts: (1)The amount paid under the policy's (1) Necessary and actual expenses incurred; Physical Damage Coverage; and or (2) Any: (2) $50 per day, to a maximum of$1000. (a) Overdue lease/loan payments at the D. Our payment under this coverage extension is time of the"loss"; excess over any other rental reimbursement (b) Financial penalties imposed under a coverage available to you. lease for excessive use, abnormal wear E. This coverage does not apply while there are and tear or high mileage; spare or reserve "autos" available to you for (c) Security deposits not returned by the your operations. lessor; F. If "loss" results from the total theft of a (d) Costs for extended warranties, Credit covered "auto" of the private passenger type, Life Insurance, Health, Accident or we will pay under this coverage only that Disability Insurance purchased with the amount of your rental reimbursement loan or lease; and expenses which is not already provided for (e) Carry-over balances from previous under the Physical Damage Coverage loans or leases. Extension. 8. Hired Auto Physical Damage B. This coverage extension applies to covered autos that are loaned or leased for a period of A. If you have Comprehensive or Specified six months or longer and which have been Causes of Loss and Collision Coverages provided Physical Damage Coverage. The provided on your owned "autos" you may "loss" must be caused by damage for which extend Physical Damage Coverage to any coverage is shown in the Declarations. "autos" you lease, hire, rent or borrow; 10.Personal Effects provided you have Liability Coverage for hired "autos". The following is added to A. Coverage under B. The hired "auto" must be of like kind and used Section III- Physical Damage Coverage: as the "autos" owned and covered under this Coverage Form. Page 2 of 3 CA 70 57 10 13 A0200442 09/19/2023 Middlesex Insurance Company