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IMPORTANT <br />IfthecehihcateholderisanADDITIONALINSURED,( hepol' mylleslmustbeendorsed Aslatement <br />on Ihls cediflca(e does not conferrights tothe oehlflrate holderie lieu of such endorsemenllsl. <br />If SUBROGATION IS WAIVED, subject to �ete�ms and condlflons of the policy, cehaln pcllcies may <br />require an endorsement. A statement on this oediflrz(e does not confer rights to the cedifoale <br />holder in lieu of such eodorsemengsl, <br />DISCLAIMER <br />Thla CerUflrzte of Insurance does oo(conslltute a cootracf between the Issuing'msurerlsl, authodiad <br />represen�ative or producer, end (he cedifirate holder, oar does it aBamaduely or negatluelyamend, <br />ealeod or alfe� the coverage afforded by the polloies listed (hereon, <br />