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PI-GLD-HS (04/07) <br />M. Unintentional Failure To Disclose Hazards <br />It is agreed that, based on our reliance on your representations as to existing hazards, if you should <br />unintentionally fail to disclose all such hazards prior to the beginning of the policy period of this <br />Coverage Part, we shall not deny coverage under this Coverage Part because of such failure. <br />N. Liberalization <br />If we revise this endorsement to provide more coverage without additional premium charge, we will <br />automatically provide the additional coverage to all endorsement holders as of the day the revision is <br />effective in your state. <br />0. Bodily Injury - Mental Anguish <br />SECTION V - DEFINITIONS, Paragraph 3. is changed to read: <br />"Bodily Injury": <br />a. Means bodily injury, sickness or disease sustained by a person, and includes mental anguish <br />resulting from any of these; and <br />b. Except for mental anguish, includes death resulting from the foregoing (Item a. above) at any <br />time. <br />P. Personal and Advertisina Intury - Abuse of Process, Discrimination <br />If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not otherwise <br />excluded from this Coverage Part, the definition of "personal and advertising injury' is amended as <br />follows: <br />1. SECTION V - DEFINITIONS, Paragraph 14.b. is revised to read: <br />b. Malicious prosecution or abuse of process; <br />2. SECTION V - DEFINITIONS, Paragraph 14. is amended to include the following: <br />"Personal and advertising injury" also means discrimination based on race, color, religion, sex, <br />age or national origin, except when: <br />(1) Done Intentionally by or at the direction of, or with the knowledge or consent of. <br />(a) Any insured; or <br />(b) Any executive officer, director, stockholder, partner or member of the insured; or <br />(2) Directly or indirectly related to the employment, former or prospective employment, <br />termination of employment, or application for employment of any person or persons by an <br />insured; or <br />(3) Directly or indirectly related to the sale, rental, lease or sublease or prospective sales, rental, <br />lease or sub-lease of any room, dwelling or premises by or at the direction of any insured; or <br />(4) Insurance for such discrimination is prohibited by or held in violation of law, public policy, <br />legislation, court decision or administrative ruling. ?OQ? <br />The above does not apply to fines or penalties imposed because of discrimination. ?Q <br />The following additional coverage is added to A. COVERAGE 4. ADDITIONAL COVER <br />Page 6 of 7 ?Q <br />Includes copyrighted material of Insurance Services Office, Inc., with iCs permi <br />P?? l?