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IMPORTANT <br />If the certificate holder Is an ADDITIONAL INSURED, the policy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder In Neu of such endorsement(s). <br />DISCLAIMER - <br />The Certificate of insurance does not constitute a contract between the Issuing Insurer(s), authorized <br />representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, <br />extend or alter the coverage afforded by the policies listed thereon. <br />----.- ..,,1-vwv •J L ors Wb4VZWZU51M48ZGU86