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4. All required insurance policies: A severability of interest provision must apply for all the <br /> additional insureds,ensuring that Contractor's insurance shall apply separately to each insured <br /> against whom a claim is made or suit is brought, except with respect to the insurer's limits of <br /> liability. <br /> 5. Each insurance policy required herein shall provide that coverage shall not be. canceled, <br /> suspended,voided,reduced in coverage or in limits,non-renewed by the carrier, or materially <br /> changed except after thirty(30)days prior written,notice has been given to City.Ten(10) days <br /> prior written notice shall be provided to City for policy cancellation or non-renewal due to non- <br /> payment. <br /> 6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, <br /> Attention: parks,Recreation,and Community Services Agency,20 Civic Center Plaza M-23, <br /> Santa Ana,CA 92701.The name and location of the event should be included in the Description <br /> of Operations section of each certificate. <br /> Self-ensured Retentions <br /> Self-insured retentions must be declared to and approved by the City. City may require Contractor to <br /> purchase coverage with a lower retention or provide proof of ability to pay losses and related <br /> investigations,claim administration,and defense expenses within the retention. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the state of California with a <br /> current A.M.best rating of no less than A:VIf,unless otherwise acceptable to City. <br /> Verification of Coverage <br /> Contractor shall furnish.City with original Certificates of Insurance including all required amendatory <br /> endorsements(or copies of the applicable policy language effecting coverage required by this clause) <br /> and a copy of the Declarations and Endorsement Page of the COL policy listing all policy endorsements <br /> to Entity before work begins. However,.failure to obtain the required documents prior to the work <br /> beginning shall not waive Contractor's obligation to provide them. City reserves the right to require <br /> complete,certified copies of all required insurance:policies, including endorsements required by these <br /> specifications,at any time. <br /> Claims Made policies <br /> If any of the required policies provide coverage on a claims-made basis: <br /> 1.The retroactive date must be shown and must be before the date of the contract or the beginning of <br /> work. <br /> 2.Insurance must be maintained and evidence of insurance must be provided for at least three(3)years <br /> after completion of work. i <br /> 3.If coverage is canceled or non-renewed,and not replaced with another claims-made policy form with j <br /> a retroactive date prior to the contract effective date, Contractor must purchase"extended reporting" <br /> coverage for a minimum of three(3)years after completion of work. <br /> Subcontractors <br /> Contractor shall require and verify that all sub-contractors maintain insurance meeting all <br /> the requirements stated herein,and Contractor shall ensure that City is an additional insured <br /> on insurance required from sub-contractors. <br /> Special Risks or Circumstances ; <br /> City reserves the right to modify these requirements, including limits,based on the nature of the risk, ' <br /> prior experience,insurer,coverage, or other special circumstances. <br />