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Y MERCURY <br /> Homeowners Insurance Declarations Page INSURANCE <br /> be sufficient to rebuild your dwelling or replace any other covered property. Please contact your agent if you would <br /> like to change the coverage limits in your policy. <br /> This policy provides Ordinance or Law coverage, also known as building code upgrade coverage, for the increased <br /> costs of repairing or replacing damage to the insured dwelling or other structure caused by a peril insured against <br /> because of building ordinances or laws regulating the repair or replacement. Ordinance or Law coverage is provided <br /> based on the increased costs associated with building ordinances or laws in effect at the time of loss or rebuilding, up <br /> to the policy limits for this coverage. Terms, conditions, or restrictions related to your Ordinance or Law coverage are <br /> listed in your policy and on a separate enclosed disclosure form. <br /> This declaration supersedes any previous declaration bearing the same policy number for this policy period. <br /> This declaration provides only a summary of coverage. All coverage is subject to the terms, conditions, and <br /> exclusions of the policy contract. <br /> THIS POLICY DOES NOT PROVIDE COVERAGE AGAINST THE PERIL OF EARTHQUAKE. <br /> • <br /> CAHDEC01 (08/2024) Page 4 of 4 10/16/2025 12:01 AM PT <br />