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Insurance Requirements
<br /> User shall procure and maintain for the duration of the agreement,the following insurance coverages:
<br /> MINIlI+IUIVI SCOPE AND LIMIT OF INSURANCE
<br /> User shall maintain limits of insurance coverage in the following minimum amounts and shall be at least as
<br /> broad as:
<br /> • Commercial General Liability(COL);insurance Services Office Form CG 00 01 covering CGL
<br /> on an"occurrence"basis, including products and completed operations; property damage,bodily ;
<br /> injury and personal & advertising injury with limits no less than $1,000,000 per occurrence and F
<br /> $2,000,000,aggregate.
<br /> • Sexual Abuse or Molestation Liability (S,A,ML): If the CGL policy referenced above is not
<br /> endorsed to include affirmative coverage for sexual abuse or molestation, User shall obtain and
<br /> maintain a policy covering Sexual Abuse and Molestation with a limit of no less than$1,000,000
<br /> per occurrence or claim,
<br /> • Automobile Liability(AL):Insurance Services Office Form CA 00 01 covering Code 1 (any
<br /> auto),with combined single limits of$1,000,000,In the event User does not maintain commercial
<br /> automobile liability insurance,City will accept evidence of personal automobile insurance,
<br /> provided that such policy is endorsed for business use and provides coverage with a minimum
<br /> limit of$1,000,000..Required.policy limits can be met with primary and umbrella/excess
<br /> insurance policies.
<br /> • Workers' Compensation (WC): as required by the State of California,with statutory limits, and
<br /> Employer's Liability Insurance with limit of no less than$1,000,000 per accident, per employee,
<br /> per policy for bodily injury or disease.This requirement can be waived if User has no employees.
<br /> User attests that its workers' compensation coverage extends to all persons who will be working
<br /> with the City under the agreed scope of services.
<br /> If User maintains broader coverage and/or higher limits than the minimums shown above, City
<br /> requires and shall be entitled to the broader coverage and/or the higher limits maintained by User.
<br /> Any available insurance proceeds in excess of the specified minimum limits of insurance and '
<br /> coverage shall be available to City.
<br /> Other Insurance Provisions ,
<br /> The insurance policies are to contain,or be endorsed to contain,the following provisions;
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<br /> 1. CGL,SAML and AL policies: City of Santa Ana, its City Council,its officers, officials, I
<br /> employees, agents, and volunteers are to be covered as additional insureds with respect to
<br /> liability arising out of work or operations performed by or on behalf of the User including
<br /> materials,parts, equipment,and personnel furnished in connection with such work or
<br /> operations.
<br /> 2. CGL,AL, and WC policies: Insurance company(ies)agrees to waive all rights of
<br /> subrogation against City,its City Council,its officers, officials, employees,agents, and
<br /> volunteers for losses paid under the terms of any policy which arise from work performed by
<br /> User for City.
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<br /> City Council 14 — 57 6/16/2026 f
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