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CITY OF SANTA ANA <br /> EXHIBIT 3 - <br /> INSURANCE REQUIREMENTS <br /> Prior to undertaking performance of work under this Agreement, Consultant shall maintain and shall require any <br /> subcontractors to obtain and maintain insurance as described below for the entire Term of this Agreement against <br /> claims for injuries to persons or damage to property which may arise from or in connection with services, products <br /> and materials supplied to City. Total cost of such insurance shall be borne by Consultant. <br /> MINIMUM SCOPE AND LIMIT OF INSURANCE <br /> 1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 0lcovering CGL on an <br /> "occurrence" basis, including products and completed operations, property damage, bodily injury and <br /> personal& advertising injury with limits no less than $1,000,000 per occurrence and$2,000,000 aggregate. <br /> Required policy limits can be met with primary and umbrella/excess insurance policies. <br /> 2. Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 (any auto), with <br /> limits no less than $1,000,000 combined single limits. In the event Consultant does not maintain commercial <br /> automobile liability insurance, City will accept evidence of personal automobile insurance, provided that <br /> such policy is endorsed for business use and provides coverage with a minimum limit of $1,000,000. <br /> Required policy limits can be met with primary and umbrella/excess insurance policies. <br /> 3. Workers' Compensation (WC): as required by the State of California, with Statutory Limits, and <br /> Employer's Liability Insurance with limit of no less than $1,000,000 per accident, policy or employee, for <br /> bodily injury or disease. Coverage is not required if Consultant has no employees and signs request to <br /> waive such insurance. <br /> 4. Professional Liability (PL): with limits no less than $1,000,000 per occurrence or claim, and $2,000,000 <br /> aggregate. <br /> If Consultant maintains broader coverage and/or higher limits than the minimum requirements for each line of <br /> coverage shown above, City requires and shall be entitled to the broader coverage and/or the higher limits <br /> maintained by Consultant. Any available insurance proceeds in excess of the specified minimum limits of insurance <br /> and coverage shall be available to City. <br /> Other Insurance Provisions <br /> The above required insurance policies are to contain or be endorsed to contain the following provisions: <br /> 1. City,its City Council,its officers,officials,employees,agents,and volunteers are to be covered as additional <br /> insureds, under Consultant's CGL and AL policies, with respect to any liability arising out of work or <br /> operations performed by or on behalf of the Consultant including materials,parts, equipment,and personnel <br /> furnished in connection with such work or operations. <br /> 2. Consultant's Insurance company(ies)agrees to waive all rights of subrogation against City,its City Council, <br /> its officers, officials, employees, agents, and volunteers for losses paid under the terms of Consultant's <br /> CGL, AL, and WC policies which arise from work performed by Consultant under this Agreement. <br /> 3. For any claims related to this contract, Consultant's insurance coverage shall be primary and any insurance <br /> maintained by City, its City Council, its officers, officials, employees, agents, or volunteers shall not <br /> contribute with it. <br /> 4. A severability of interest provision must apply for all the additional insureds, ensuring that Consultant's <br /> insurance shall apply separately to each insured against whom a claim is made or suit is brought, except <br /> with respect to the insurer's limits of liability. <br /> 5. Insurance policies required herein shall provide that coverage shall not be canceled, suspended, voided, <br /> reduced in coverage or in limits, non-renewed by the carrier, or materially changed except after thirty (30) <br /> I City of Santa qri FOR PROPCW,1%RifiFRIENCE ONLY. Page 20 of 3 <br />