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Attachment Code:D658504 Certificate ID:20958134 <br /> additional insureds are the lesser of the policy limits or those limits specified in a contract or agreement. <br /> These limits are included within and not in addition to the limits of insurance shown in the Declarations. <br /> The Additional Insured's limits of insurance do not increase our limits of insurance, <br /> c. Interns—Your interns only while performing duties related to the conduct of your business. <br /> d. Contractors—Any individual or organization under written contract or written agreement with you <br /> who provides "staffing services" on your behalf and at your direction for your clients. <br /> K. Duties in the Event of Occurrence, Offense, Claim or Suit <br /> 1. SECTION IV-COMMERCIAL GENERAL LIABILITY CONDITIONS, 2.a. the requirement that you <br /> must see to it that we are notified as soon as practicable of an "occurrence" or an offense, applies only <br /> when the "occurrence" or offense is known to: <br /> a. You, if you are an individual; <br /> b. A partner, if you are a partnership; or <br /> c. An "executive officer" or insurance manager, if you are a corporation. <br /> 2. SECTION IV-COMMERCIAL GENERAL LIABILITY CONDITIONS, 2. b.the requirement <br /> that you must see to it that we receive notice of a claim or"suit" as soon as practicable will not be <br /> considered breached unless the breach occurs after such claim or"suit" is known to: <br /> a. You, if you are an individual; <br /> b. A partner, if you are a partnership; or <br /> c. An "executive officer"or insurance manager, if you are a corporation. <br /> L. Transfer of Rights of Recovery Against Others To Us <br /> SECTION IV-COMMERCIAL GENERAL LIABILITY CONDITIONS, Paragraph 8. Transfer Of Rights <br /> Of Recovery Against Others To Us includes the following clarification: <br /> Therefore, the insured can waive the insurer's rights of recovery prior to the occurrence of a loss, <br /> provided the waiver is made in a written contract. <br /> M. Liberalization <br /> SECTION IV-COMMERCIAL GENERAL LIABILITY CONDITIONS is amended to include the following <br /> additional condition: <br /> Liberalization <br /> If we revise this endorsement to provide more coverage without additional premium charge, we will <br /> automatically provide the additional coverage to all endorsement holders as of the day the revision is <br /> effective in your state. <br /> N. Unintentional Failure To Disclose Hazards <br /> SECTION IV-COMMERCIAL GENERAL LIABILITY CONDITIONS is amended to include the following <br /> additional condition: <br /> Unintentional Failure To Disclose Hazards <br /> It is agreed that, based on our reliance on your representations as to existing hazards, if you should <br /> unintentionally fail to disclose all such hazards prior to the beginning of the policy period <br /> of this Coverage Part, we shall not deny coverage under this Coverage Part because of such failure. <br /> O. Bodily Injury—Mental Anguish <br /> SECTION V - DEFINITIONS, Paragraph 3. is amended to read: <br /> "Bodily injury": <br /> a. Means bodily injury, sickness or disease sustained by a person, and includes mental anguish <br /> resulting from any of these; and <br /> b. Except for mental anguish, includes death resulting from the foregoing (Item a. above) at any time. <br /> P. Personal and Advertising Injury—Abuse of Process, Discrimination <br /> If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not otherwise <br /> excluded from this Coverage Part, the definition of"personal and advertising injury" is amended as <br /> follows: <br /> 1. SECTION V -DEFINITIONS, Paragraph 14., Item b. is revised to read: <br /> b. Malicious prosecution or abuse of process; <br /> 2. SECTION V-DEFINITIONS, Paragraph 14. is amended to include the following: <br /> PI-GLD-TS (11/15) <br /> Page 4 of 6 <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br /> PI-GLD-TS (11/15) <br />