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(4) Discovery of willful or grossly negligent EL The following provision is added to the Cancellation acts or omissions, or of any violations of Common Policy Condition: state laws or regulations establishing 7 Residential Property safety standards, by you or your representative, which materially increase This provision applies to coverage on real any of the risks insured against. property which is used predominantly for (5) Failure by you or your representative to residential purposes and consisting of not more implement reasonable loss control than four dwelling units, and to coverage on requirements, agreed to by you as a tenants' household personal property in a condition of policy issuance, or which residential unit, if such coverage is written under were conditions precedent to our use of a one of the following: particular rate or rating plan, if that failure Commercial Property Coverage Part materially increases any of the risks Farm Coverage fart — Farm Property — Farm insured against. Dwellings, Appurtenant Structures And (6) A determination by the Commissioner of F-busehold Personal Property Coverage Form Insurance that the: a If such coverage has been in effect for 60 (a) Loss of,or changes in,our reinsurance days or less, and is not a renewal of coverage covering all or part of the risk would we previously issued, we may cancel this threaten our financial integrity or coverage for any reason, except as provided solvency;or in b.and c.below. (b) Continuation of the policy coverage b. We may not cancel this policy solely because would: the first Named Insured has: (I) Puce us in violation of California (1) Accepted an offer of earthquake coverage; law or the laws of the state where or we are domiciled;or (2) Cancelled or did not renew a policy issued (ii) Threaten our solvency. by the California Earthquake Authority A b you or r representative in (CEA) that included an earthquake policy (7) change Y Y Y p premium surcharge. the activities or property of the oomrnercial However, we shall cancel this policy if the first or industrial enterprise, which results in a Named Insured has accepted a new or materially added, increased or changed renev" policy issued by the CEA that risk, unless the added, increased or includes an earthquake policy prernium changed risk is included in the policy. surcharge but fails to pay the earthquake b. We will mail or deliver advance written notice policy premium surcharge authorized by the of cancellation, stating the reason for CEA. cancellation, to the first Named Insured,at the c. We may not cancel such coverage solely mailing address shown in the policy, and to because corrosive soil conditions exist on the the producer of record,at least: prerrises. This restriction (c.) applies only if (1) 10 days before the effective date of coverage is subject to one of the following, cancellation if we- cancel for nonpayment which exclude lass or damage caused by or of premium or discovery of fraud;or resulting from corrosive soil conditions: (2) 30 days before the effective date of (1) Commercial Property Coverage Part — cancellation if we cancel for any other Causes Of Loss—Special Form;or reason listed in Paragraph 3.a (2) Farm Coverage Part — Causes Of Loss Form — Farm Property, Paragraph D. Covered Causes Of Loss—Special. Page 2 of 4 O Insurance Services Office, Inc.,2020 IL 02 70 07 20