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Policy Number: CPPL D0002424 00
<br /> S. SUBROGATION-In the event of payment under this Policy,the Company will be subrogated to all of the
<br /> INSURED's rights of recovery.The INSURED must do whatever is necessary to secure such rights and must not
<br /> do anything intentional to prejudice such rights.The Company has priority in any recovery.Any monies
<br /> recovered as a result of subrogation proceedings accrue first to the Company in excess of the Company's total
<br /> payment and the costs to the Company of recovery,then to the INSURED.
<br /> Notwithstanding the foregoing,the Company hereby expressly waives such rights of subrogation against an
<br /> entity where such rights have been waived,in writing, by the INSURED prior to the applicable CLAIM,
<br /> POLLUTION CONDITION,INDOOR CONTAMINANT CONDITION,or PROFESSIONAL LOSS.
<br /> T. TERRITORY-This Policy will only apply to a POLLUTION CONDITION or INDOOR CONTAMINANT CONDITION
<br /> located,CONTRACTING SERVICES or PROFESSIONAL SERVICES rendered,a CLAIM, POLLUTION PROTECTIVE
<br /> CLAIM,or DESIGN CLAIM made and at all times solely maintained,and ADA AND FHA EXPENSE,BANKRUPTCY
<br /> LITIGATION EXPENSE, BUILDING INFORMATION MODELING EXPENSE, DISASTER MANAGEMENT COSTS or
<br /> SUBPOENA EXPENSE for services performed,within the United States,its territories or possessions,Puerto
<br /> Rica,or Canada.
<br /> SECTION VII, DEFINITIONS
<br /> A. ADA AND FHA EXPENSE means reasonable and necessary fees and expenses incurred by counsel,chosen and
<br /> retained by the Company,to assist the INSURED with their response to a regulatory or administrative action first
<br /> brought against the INSURED during the POLICY PERIOD by a government agency under the Americans with
<br /> Disabilities Act of 1990,42 U.S.C.§ 12101 et.seq,or the Fair Housing Act,42 U.S.C.§ 3601 et,seq.,and alleging
<br /> an act,error,or omission with respect to the rendering of or failure to render PROFESSIONAL SERVICES on or
<br /> after the Retroactive Date stated in Item 9.of the Declarations and before the end of the POLICY PERIOD.
<br /> B. ADDITIONAL INSURED means:
<br /> 1. any person or entity identified as an ADDITIONAL INSURED in an endorsement attached to this Policy;and
<br /> 2, solely with regard to Coverage A, I and J,when required by a written contract that is signed by the FIRST
<br /> NAMED INSURED or an ADDITIONAL NAMED INSURED prior to the date the applicable POLLUTION
<br /> CONDITION or INDOOR CONTAMINANT CONDITION first commences,ADDITIONAL INSURED also includes:
<br /> a. the client person or entity for whom the INSURED performs CONTRACTING SERVICES pursuant to such
<br /> written contract;and
<br /> b. any other person or entity,unrelated to the FIRST NAMED INSURED or any ADDITIONAL NAMED
<br /> INSURED pursuant to such written contract;
<br /> The scope and limits of coverage for such person or entity under this Policy will not exceed what is required by
<br /> the written contract.
<br /> Coverage is provided solely for the person's or entity's liability arising out of the FIRST NAMED I NSURED's or
<br /> any ADDITIONAL NAMED INSURED's ownership,maintenance, use,or operation of a COVERED LOCATION,
<br /> vicarious liability for CONTRACTING SERVICES,or a POLLUTION CONDITION or INDOOR CONTAMINANT
<br /> CONDITION as applicable.Coverage will only be afforded for such person or entity if that person or entity is
<br /> named in a lawsuit, petition or regulatory action as a co-defendant with the FIRST NAMED INSURED or any
<br /> ADDITIONAL NAMED INSURED alleging that it is liable as a result of either the FIRST NAMED INSURED's or any
<br /> ADDITIONAL NAMED INSURED's ownership,maintenance, use,or operation of a COVERED LOCATION,such
<br /> person's or entity's vicarious liability for CONTRACTING SERVICES,or a POLLUTION CONDITION or INDOOR
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<br /> O 2022 SirlusPoint Specialty Insurance Corporation, All Rights Reserved.
<br /> May not be copied without permission.
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