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RIVERPORT INSURANCE COMPANY
<br />1. BROADENED BODILY INJURY
<br />SECTION V - DEFINITIONS
<br />Item 3. is replaced with:
<br />3. "Bodily injury" means physical injury, sickness, or
<br />disease sustained by a person, including death
<br />resulting from any of these. "Bodily injury" also
<br />means mental injury, mental anguish, humiliation,
<br />or shock sustained by a person, if directly resulting
<br />from physical injury, sickness, or disease
<br />sustained by that person.
<br />2. BROADENED PERSONAL AND ADVERTISING
<br />INJURY
<br />SECTION V - DEFINITIONS
<br />Item 14. is replaced with:
<br />14. "Personal and Advertising Injury" means injury,
<br />including consequential "bodily injury" arising out of
<br />one or more of the following offenses during the
<br />policy period.
<br />a. False arrest, detention, or imprisonment;
<br />b. Malicious prosecution or abuse of process;
<br />C. The wrongful eviction from, wrongful entry
<br />into, or invasion of the right of private
<br />occupancy of a room, dwelling, or premises
<br />that a person occupies by or on behalf of its
<br />owner, landlord, or lessor;
<br />d. Oral, written, televised, videotaped, or
<br />electronic publication of material that slanders
<br />or libels a person or organization or
<br />disparages a person's or organization's
<br />goods, products, or services;
<br />e. Oral, written, televised, videotaped or
<br />electronic publication of material that violates
<br />a person's right of privacy; or
<br />f. Misappropriation of advertising ideas or style
<br />of doing business; or
<br />g. Infringement of copyright, title, or slogan.
<br />h. Mental injury, mental anguish, humiliation, or
<br />shock, if directly resulting from Items 14.a.
<br />through 14.g. above.
<br />SECTION I - COVERAGES
<br />COVERAGE B PERSONAL AND ADVERTISING
<br />INJURY LIABILITY
<br />2. Exclusions, Paragraphs b. and c. are replaced
<br />with:
<br />(b) Material Published with Knowledge of
<br />Falsity
<br />"Personal and advertising injury" arising out of oral,
<br />written, televised, videotaped, or electronic
<br />publication of material, if done by or at the direction
<br />of the insured with knowledge of its falsity;
<br />(c) Material Published Prior to Policy Period
<br />"Personal and advertising injury" arising out of
<br />oral, written, televised, videotaped, or electronic
<br />publication of material whose first publication took
<br />place before the beginning of the policy period;
<br />3. BROADENED PROPERTY DAMAGE
<br />SECTION I - COVERAGES
<br />COVERAGE A BODILY INJURY AND
<br />PROPERTY DAMAGE LIABILITY
<br />2. Exclusions, Paragraph a. is replaced with:
<br />a. Expected Or Intended Injury
<br />"Bodily injury" or "property damage" expected or
<br />intended from the standpoint of the insured. This
<br />exclusion does not apply to "bodily injury" or
<br />"property damage" resulting from the use of
<br />reasonable force to protect persons or property.
<br />4. BROADENED FIRE, LIGHTING, EXPLOSION
<br />AND SPRINKLER LEAKAGE
<br />A. SECTION III - LIMITS OF INSURANCE
<br />Paragraph 6. is replaced with:
<br />6. Subject to 5. above, the Damage to Premises
<br />Rented to You Limit is the most we will pay
<br />under Coverage A for damages because of
<br />"property damage" to:
<br />a. Any one premises while rented to you, or
<br />in the case of damage by fire, while
<br />rented to you or temporarily occupied by
<br />you with permission of the owner; and
<br />b. Personal property of others in your care,
<br />custody, or control, while at premises
<br />rented to you or in the case of damage by
<br />fire, while rented to you or temporarily
<br />occupied by you with permission of the
<br />owner, arising out of any one fire,
<br />lightning, explosion or sprinkler leakage
<br />occurrence.
<br />The Damage to Premises Rented to You Limit
<br />is the greater of:
<br />C. $500,000; or
<br />d. The amount shown in the Declarations for
<br />Damage to Premises Rented to You
<br />Limit.
<br />B. SECTION I - COVERAGES
<br />COVERAGE A BODILY INJURY AND
<br />PROPERTY DAMAGE LIABILITY
<br />2. Exclusions, Paragraphs c. through n., do not
<br />apply to damage by fire, lightning, explosion, or
<br />sprinkler leakage to premises while rented to you
<br />or temporarily occupied by you with permission of
<br />the owner. A separate limit of insurance applies to
<br />this coverage as described in LIMITS OF
<br />INSURANCE (SECTION III).
<br />C. SECTION IV - COMMERCIAL
<br />GENERAL LIABILITY CONDITIONS
<br />4. Other Insurance, Item b. (1) (b) is
<br />replaced with:
<br />(b) That is Fire, Lightning, Explosion, or
<br />Sprinkler Leakage insurance for premises
<br />RPCG 74 12 08 05 Page 2 of 7
<br />Includes copyrighted material of Insurance Services Office, Inc., with its permission.
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