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IMPORTANT <br />It'the certilicate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on <br />f h+s certificate does not confer the rights to the certificate holder in lieu of such endorsement (s). <br />I I? SiJ i3120GATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />t•equii c an endorsement. A statement on this certiticate does not confer rights to the certificate holder in lieu <br />.,1'scch endorsement (s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing <br />in-surer (s), authorized representative or producer, and the certificate holder, nor does it affirmatively or <br />neLzativcly amend, extend or alter the coverage afforded by the policies listed thereon.