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ARTICLE XI <br />11.0 EMPLOYEE INSURANCE <br />11.1 Health Insurance. The City shall contribute the following amounts toward the payment <br />of premiums for affected employees and their dependents under the existing health <br />insurance programs or new program or programs providing substantially similar or <br />improved coverage and benefits selected in accordance with procedures in effect on the <br />effective date of this Agreement: <br />A. For each such employee who is covered under a spouse's non-City sponsored <br />health plan, the City will pay the employee a cash payment each month in an <br />amount equal to 50% of the monthly premium amount for the City's lowest <br />"employee-only" coverage, if said employee waives, in writing, City-paid <br />coverage. <br />B. Effective January 1, 2008, January 1, 2009, and January 1, 2010,-respectively, the <br />City shall contribute toward medical premiums an amount consistent with the <br />rates then in effect for each tier of the Ca1PERS Kaiser Permanente HMO Other <br />Southern California plan. <br />C. Effective January 1, 2011 the City shall contribute toward medical premiums an <br />amount consistent with the rates then in effect for each tier of the lowest priced <br />available Ca1PERS approved HMO medical plan for the Other Southern <br />California Region plan. Additionally, employees hired after January 1, 2012 shall <br />also reimburse the City for the purchase of medical insurance through the City <br />through a payroll deduction in an amount equal to the lesser of ten percent (10%) <br />of the value of the rates then in effect for each tier of the lowest priced available <br />CAPERS approved HMO medical plan for the Other Southern California Region <br />plan, or $50 per month. <br />E. Any contribution necessary to maintain benefits under said medical plans in <br />excess of the amount set forth above shall be borne entirely by the employee. <br />11.2 Dental Insurance. Effective January 1, 2007, the City contribution amount will be <br />increased to a maximum of up to ninety ($90) dollars per month per employee. This <br />contribution amount of ninety ($90) dollars per month per employee shall remain in <br />effect during the term of the Agreement, which expires June 30, 2013. <br />Any contribution necessary to maintain benefits under said dental plans in excess of the <br />amount set forth above shall be borne entirely by the employee. <br />11.3 Long-Term Disability (L.T.D.) Insurance. Effective January 1, 2002, for the term of this <br />Agreement, the City shall contribute up to a maximum of ten dollars and thirty-nine cents <br />($10.39) per month to employees enrolled in the 130 day elimination period LTD plan. <br />50