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S B- 300176 -B (Ed. 01/08) With respect to the insurance afforded, these You are not insured for liability arising out of additional insureds, the following additional the acts or omissions of other co- venturers, exclusions apply: nor of their partners, members or employees. This insurance does not apply: This insurance is excess over any other 7. To any "occurrence" which takes place after insurance available to such a joint venture, the equipment lease expires; or whether primary, excess, contingent, or on any other basis. 2. To "bodily injury," "property damage" or "personal and advertising injury" arising out of B. The last paragraph of Section C. Who Is An the sole negligence of such additional Insured is deleted and replaced by the following: insured. Any insurance provided to an additional insured Except as provided in 5. above, no person or designated under paragraphs A. through G. above organization is an insured with respect to the does not apply to "bodily injury" or "property conduct of any current or past partnership, joint damage" included within the "products- completed- venture or limited liability company that is not operations hazard_" shown as a Named Insured in the Declarations. 5. Fellow Employee First Aid Paragraph 2.a.(1)(d) of Section C. Who Is An Insured is deleted and replaced with the following: However none of these "employees" is an insured for: (d) "Bodily injury" or "personal and advertising injury" arising out of his or her providing or failing to provide professional health care services. However this restriction does not apply to first aid administered by an "employee" who is not an employed doctor or nurse. 6. Retired Partners, Members, Directors, and Employees Paragraph 2. of Section C. Who Is An Insured is amended to include the following as insureds: Individual persons who are retired partners, members, ° directors or employees are also insureds, but only for m "bodily injury," "property damage," "personal and � advertising injury" that results from services performed �_ for you under your direct supervision. � 7. Participation in Professional Joint Ventures s ° A. The following paragraph 5. is added to Section C. Who Is An Insured: 5. You are also an insured for your participation in a past or present joint venture that is not named on the Declarations, but only if such joint venture meets all of the following criteria: a. Each and every one of your co—venturers are architectural, engineering or surveying firms; b. The joint venture has no direct employees; and c. The joint venture does not own, rent or lease any real or personal property_ However, you are insured only for the conduct of your business within such a joint venture. 8. Blanket Additional Insured with Products - Completed Operations Coverage and Blanket Waiver of Subrogation The following is added to Section C_, - Who is an Insured: A. The Businessowners Liability Coverage form is amended to include as an insured, any person or organization whom you are required to add as an additional insured on this policy under a written contract or written agreement, but the written contract or written agreement must be: 1. Currently in effect or becoming effective during the term of this policy; and 2. Executed prior to the "bodily injury," "property damage," or "personal and advertising injury." B. The insurance provided to the additional insured is limited as follows: 1. That person or organization is an additional insured solely for liability due to your negligence specifically resulting from "your work" for the additional insured which is the subject of the written contract or written agreement. No coverage applies to liability resulting from the sole negligence of the additional insured. 2. The Limits of Insurance applicable to the additional insured are those specified in the written contract or written agreement or in [he Declarations of this policy, whichever is less. These limits of Insurance are inclusive of, and not in addition to, the Limits of Insurance shown in the Declarations. 3. The coverage provided to the additional insured within this endorsement and section titled Liability and Medical Expenses Definitions — "Insured Contract" (Section F., item 9.), within the Businessowners Liability Coverage Form, does not apply to "bodily SB- 300176 -8 Includes copyrighted material of the Insurance Services Office, Inc., with its permission. Page 3 of 11 (Ed. 01/08) Copyright, Insurance Services Office, Inc.