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IMPORTANT <br />If the certificate holtler is an ADDITIONAL INSVRED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement A statement on this certificate does not confer rights to the certificate <br />holder m lieu of such end or3em ent(5} <br />DISCLAIMER <br />This Certificate of Insurance does not constitute a contrail between the issuing insurer(s). authorized <br />representative or producer, and the certificate holtler, nor does it affirmatively or negatively amend, <br />extend or alter the coverage afforded by the policies listed thereon. <br />