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b. Wa will make these payments regardless of fault. <br />These payments will not ext�ed the applicable limit <br />of insurance. We will pay reasonable expenses for: <br />(1) First aid administered at the time of an accident; <br />(2) Necessary medical, surgical, x -ray and dental <br />services, including prosthetic devices; and <br />(3) Necessary ambulance, hospital, professional <br />nursing and funeral services. <br />2. Exclusions <br />We will not pay expenses for "bodily InJury ": <br />a. Any Insured <br />To any insured, except "volunteer workers'. <br />b. Hired Person <br />To a person hired to do work for or on behalf of any <br />insured or a tenant of any insured_ <br />c. Injury On Normally Occupied Premises <br />To a person injured on that part of premises you <br />own or rent that the parson normally occupies. <br />d. Workers Compensation And Similar Laws <br />To a person, whether or not an "employee" of any <br />insured, if benefits for the "bodily injury" are payable <br />or must tie provided under a workers' compensation <br />or disability benefits law ar a similar law_ <br />e. Athletics Activities <br />To a person injured while practicing, instructing or <br />participating in any physical exercises or games, <br />sports, or athletic contests_ <br />f. Products�ompleted Operations Hazard <br />Included within the "products- completed operations <br />hazard ". <br />g. Coverage A Exclustons <br />Excluded under Coverage A_ <br />SUPPLEMENTARY PAYMENTS — COVERAGES <br />A AND B <br />1. We will pay, with respect to any claim we investigate or <br />settle, or any "suit" against an insured we defend: <br />a. All expenses we incur. <br />b. Up to $1,000- for cost of bail bonds required <br />because of accidents or traffic law violations arising <br />out of the use of any vehicle to which the Bodily <br />Injury Liability Coverage applies. We do not have <br />to furnish these bonds. <br />c. The cost of appeal bonds or bonds to release <br />attachments, but only for bond amounts within the <br />applicable limit of insurance. -We do not have to <br />furnish these bonds. <br />d. All reasonable expenses incurred by the insured at <br />our request to assist us in the investigation or <br />defense of the claim or 'suit', including actual loss <br />of earnings up to $500 a day because of time off <br />from work_ <br />Page 8 of 1 B <br />` a. All costs taxed against the insured in the "suit". <br />f. Prejudgment interest awarded against the insured <br />on that part of the judgment we pay. If we make an <br />offer to pay the applicable limit of insurance, we will <br />not pay any prejudgment interest based on that <br />period of time after the offer. <br />g. All interest on the full amount of any judgment that <br />accrues after entry of the judgment and before we <br />have paid, offered to pay, or deposited in court the <br />part of the judgment that is within the applicable <br />limit of insuranoe- <br />These payments will not reduce the limits of insurance. <br />2. If we defend an insured against a "suit" and an <br />indemnitee of the insured is also named as a party to <br />the "suit ", we will defend that indemnitee if all of the <br />following conditions are met: <br />a. The "suit" against the indemnitee seeks damages <br />for which the insured has assumed the liability of <br />the indemnitee in a contract or agreement that is an <br />- 'insured contract"; <br />b_ This insurance applies to such liability assumed by <br />the insured; <br />c. The obligation to defend, or the cost of the defense <br />of, that indemnitee, has also been assumed by the <br />insured in the same "insured contract "; <br />d. The allegations in the "suit" and the information we <br />know about the "occurrence" are such that no <br />conflict appears to exist between the interests of . <br />the insured and the interests of [he indemnitee; <br />a. The indemnitee and the insured ask us to conduct <br />and control the defense of that Indemnitee against <br />such "suit" and agree that we can assign the same <br />counsel to defend the insured and the indemnitee; <br />and <br />f. The indemnitee: <br />(1) Agrees in writing to: <br />(a) Cooperate with us in the investigation, <br />settlement or defense of the "suiC'; <br />(b) Immediately send us copies of any <br />demands, notices, summonses or legal <br />papers received in connection with the "suit"; <br />(c) Notify any other insurer whose coverage is <br />available to the indemnitee; and <br />(d) Cooperate with us with respect to <br />coordinating other applicable insurance <br />available to the indemnitee; and <br />(2) Provides us with written authorization to: <br />(a) Obtain records and outer information related <br />to the "suit "; and <br />(b) Conduct and control the defense of the <br />indemnitee in such "suit ". <br />So long as the above conditions are met, attomays' <br />fees incurred by us in the defense of that indemnitee, <br />HG 00 01 06 03 <br />