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Btaslness Risk Partners <br />PROFESSIONAL LIABILITY INSURANCE POLICY —� <br />UNDERWRITTEN BY UNDERWRITERS AT LLOYD'S <br />THIS IS A CLAIMS MADE AND REPORTED POLICY - PLEASE READ CAREFULLY <br />DECLARATlO NS <br />1. Nuclear ITCident Exclusion <br />2. Sary ice of Suit Clause (U.S_A.} <br />3. Several. Liability Notice <br />4. War and. Civil 1Nar Exclusion <br />5. WarandTerrorism Exclusion Endorsement <br />6. Radioactive Contamination Exclusion Clause Liability Direct. <br />7. Notice of Cancellation - ADR <br />8.' Asbestos Exclusion <br />9. Extended Reporting Pericd Endorsement 100°14r - 125% Bllrateral <br />90. 30 bey Notice of Cancellation <br />NOTICE: THIS IS A CLAIMS MADE AND REPORTED POLICY..EXCEPT AS MAY OTHERWISE BE PROVIDED H> =REIN, THE COVERAGE OF THIS <br />POLICY i3 LIMITED TO LIABILITY FOR WRONG FlSt ACTS COMMITT EDSU$SEOUENT TO THE RETROACTIVE DATE, IF AP PLICA6LE, FOR <br />WHiGH CLAIMS ARE FIRST MADE AGAINST THE INSLIR EO WHILE THE POLICY IS IN FORCE AND. WHICH ARE REPORTED TO THE COMPANY <br />NO LATER THAN SIXTY (80) DAYS AFTER TH8 TERMINATION OF THE POLICY. THE COVERAGE OF THIS POLICY DOES NOT APPLY TO <br />CLAIMS FIRST MADE AGAINST THE INSURED AFTER THE TERMINATION OF THE POLICY UNLESS AN EXT END ED REPORTING PE RrOD <br />APPLIES_ <br />THE LIMITS OF LIABILITY AVAILABLE TO PAY IASS, AS DEFINED IN TI -IE POLICY, SHALL BE REDUCED. Bl7 AMOUNTS INCURRED FOR <br />CLAIMS EXPENSES. FURTHER. NOTE THAT AMOUNTS INCURRED FOR CLAIMS EXPEN3ESAND LOSS SHALL ALSO i3E APPLIED AGAINST <br />THE DEl]UCT1i3LE AMOUAtT_ l'• <br />AUTHORIZED REPRESENTATIVE: -�./�" ' '�-'"' " DATE: Olg/07J2D1 O <br />LeSa Do herYy Prasraarrt <br />�� l 1 <br />���. <br />�� � Y <br />• � <br />/V - G2U O 9- ©-5� /- OCR ,2 <br />ITEM 9. <br />NAMED INSURED: <br />Barbara Echan <br />.ADDRESS: <br />3056 MadeireAvenue <br />Costa Mesa, CA 82825 <br />ITEM 2. <br />POLICY PERIOD: <br />EFFECTIVE.FRQM 059 /2090 to OS/09 /2019 {AT 12:01 A.M. STANDARD TIME AT OF <br />.NAMED iNSU RED ASSTATED HEREIN.) <br />ITEM 3. <br />LIMITS OF LIABILITY: <br />{A) $9,000,000.00 each Claim including Loss and Claims Expanses, but in no event <br />exceeding, <br />{8) $9,000,000.DO in the Aggregate for al! Claims, including. Loss and Claims Expenses <br />ITEM d. <br />DEDUCTIBLE. <br />$5,tl00,00 per Cleirn, including LnisSand Claims Expenses <br />ITEM 5. <br />PREMIUM: <br />$qg7 <br />ITEM 6. <br />RETROACTIVE DATE:. <br />05/09f20D7 <br />ITEM 7. <br />PROFESSIONAL SERVICES: Solely in tree partormance of providing Alternative Dispute Resolution services Tor others <br />Tor a fee. <br />ITEM 8. <br />NOTICES: <br />Notices requiredto. bs�Nan to the Insurers under the Policy shall ba atldre55ad t0: <br />Business Risk Partners, Inc, <br />1 WatersidaCrossing, Suite 302 <br />Wind sor, GT 08095 <br />ITEM 9: <br />POLICY NUMBER: <br />OOOp- 001224030 <br />ITEM 10. <br />AGENTfBROKER: <br />ELM- Insurance Brokers, Inc. <br />ITEM.19. <br />ENDORSEMENTS: <br />1. Nuclear ITCident Exclusion <br />2. Sary ice of Suit Clause (U.S_A.} <br />3. Several. Liability Notice <br />4. War and. Civil 1Nar Exclusion <br />5. WarandTerrorism Exclusion Endorsement <br />6. Radioactive Contamination Exclusion Clause Liability Direct. <br />7. Notice of Cancellation - ADR <br />8.' Asbestos Exclusion <br />9. Extended Reporting Pericd Endorsement 100°14r - 125% Bllrateral <br />90. 30 bey Notice of Cancellation <br />NOTICE: THIS IS A CLAIMS MADE AND REPORTED POLICY..EXCEPT AS MAY OTHERWISE BE PROVIDED H> =REIN, THE COVERAGE OF THIS <br />POLICY i3 LIMITED TO LIABILITY FOR WRONG FlSt ACTS COMMITT EDSU$SEOUENT TO THE RETROACTIVE DATE, IF AP PLICA6LE, FOR <br />WHiGH CLAIMS ARE FIRST MADE AGAINST THE INSLIR EO WHILE THE POLICY IS IN FORCE AND. WHICH ARE REPORTED TO THE COMPANY <br />NO LATER THAN SIXTY (80) DAYS AFTER TH8 TERMINATION OF THE POLICY. THE COVERAGE OF THIS POLICY DOES NOT APPLY TO <br />CLAIMS FIRST MADE AGAINST THE INSURED AFTER THE TERMINATION OF THE POLICY UNLESS AN EXT END ED REPORTING PE RrOD <br />APPLIES_ <br />THE LIMITS OF LIABILITY AVAILABLE TO PAY IASS, AS DEFINED IN TI -IE POLICY, SHALL BE REDUCED. Bl7 AMOUNTS INCURRED FOR <br />CLAIMS EXPENSES. FURTHER. NOTE THAT AMOUNTS INCURRED FOR CLAIMS EXPEN3ESAND LOSS SHALL ALSO i3E APPLIED AGAINST <br />THE DEl]UCT1i3LE AMOUAtT_ l'• <br />AUTHORIZED REPRESENTATIVE: -�./�" ' '�-'"' " DATE: Olg/07J2D1 O <br />LeSa Do herYy Prasraarrt <br />�� l 1 <br />���. <br />�� � Y <br />• � <br />