04 - HAADMIN PLAN 2 - Laserfiche WebLink

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(4) A death has occurred in the family. In order to qualify under this provision, a family must describe how the death has created a financial hardship (e.g., because of funeral-related expenses or the loss of the family member's income). (5) The family has experienced other circumstances determined by SAHA. Currently, SAHA has not established any additional hardship criteria. Implementation of Hardship Exemption Determination of Hardship When a family requests a financial hardship exemption, SAHA must suspend the minimum rent requirement beginning the first of the month following the family's request. SAHA then determines whether the financial hardship exists and whether the hardship is temporary or long-term. SAHA defines temporary hardship as a hardship expected to last 90 days or less. Long term hardship is defined as a hardship expected to last more than 90 days. To qualify for a hardship exemption, a family must submit a request for a hardship exemption in writing. The request must explain the nature of the hardship and how the hardship has affected the family's ability to pay the minimum rent. SAHA will make the determination of hardship within 30 calendar days. No Financial Hardship If SAHA determines there is no financial hardship, SAHA will reinstate the minimum rent and require the family to repay the amounts suspended. SAHA will require the family to repay the suspended amount within 30 calendar days of SAHA's notice that a hardship exemption has not been granted. Temporary Hardship If SAHA determines that a qualifying financial hardship is temporary, SAHA must suspend the minimum rent for the 90-day period beginning the first of the month following the date of the family's request for a hardship exemption. SAHA will continue to review and monitor the family's income status every 60 days following the suspension of the minimum rent to ensure family's compliance with seeking available income resources and reporting requirements. At the end of the 90-day suspension period, the family must resume payment of the minimum rent and must repay SAHA the amounts suspended. HUD requires SAHA to offer a reasonable repayment agreement, on terms and conditions established by SAHA. SAHA also may determine that circumstances have changed and the hardship is now along-term hardship. SAHA will enter into a repayment agreement in accordance with the procedures found in Chapter 16 of this plan. Long-Term Hardship If SAHA determines that the financial hardship is long-term, SAHA must exempt the family from the minimum rent requirement for so long as the hardship continues. The exemption will apply from the first of the month following the family's request until the end of the qualifying hardship. When the financial hardship has been determined to be long-term, the family is not required to repay the minimum rent. iii29iio Page 6-34