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choose to offer either or both forms of homeownership assistance, or choose not to offer either. If a PHA offers both forms of assistance, a family must choose which form of assistance to receive. SAHA must offer either form of homeownership assistance if needed as a reasonable accommodation so that the program is readily accessible to and usable by persons with disabilities. It is the sole responsibility of SAHA to determine whether it is reasonable to implement a homeownership program as a reasonable accommodation. SAHA must determine what is reasonable based on the specific circumstances and individual needs of the person with a disability. SAHA may determine that it is not reasonable to offer homeownership assistance as a reasonable accommodation in cases where SAHA has otherwise opted not to implement a homeownership program. SAHA must approve alive-in aide if needed as a reasonable accommodation so that the program is readily accessible to and usable by persons with disabilities. 15-VILB. FAMILY ELIGIBILITY [24 CFR 982.627] The family must meet all of the requirements listed below before the commencement of homeownership assistance. ~ The family must have been admitted to the Housing Choice Voucher program. ~ The family must qualify as a first-time homeowner, or may be a cooperative member. ~ The family must meet the Federal minimum income requirement. The family must have a gross annual income equal to the Federal minimum wage multiplied by 2000, based on the income of adult family members who will own the home. SAHA may establish a higher income standard for families. However, a family that meets the federal minimum income requirement (but not SAHA's requirement) will be considered to meet the minimum income requirement if it can demonstrate that it has been pre-qualified or pre-approved for financing that is sufficient to purchase an eligible unit. ~ For disabled families, the minimum income requirement is equal to the current SSI monthly payment for an individual living alone, multiplied by 12. ~ The family has no family-caused violations of Housing Quality Standards within the last three years. ~ The family is not within the initial 12-month period of a HAP contract. ~ The family does not owe money to SAHA. ~ The family has not committed any serious or repeated lease violations within the last 3 years. ~ For elderly or disabled families, welfare assistance payments for adult family members who will own the home will be included in determining whether the family meets the minimum income requirement. It will not be included for other families. ~ The family must satisfy the employment requirements by demonstrating that one or more adult members of the family who will own the home at commencement of homeownership assistance is currently employed on a full-time basis (the term 'full-time employment' means not less than an average of 30 hours per week); and has been continuously so employed during the year before commencement of homeownership assistance for the family. 11 /29/10 Page 15-10