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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsene policies may -' <br />If SUBROGATION IS WAIVED, subject to thecert terms n dconditions fer righpocy, ts to the c aerticate <br />require an endorsement. A statement on this not con <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />Certificate of Insurance does not constitute a contract <br />nor does it affirmatively or negatively amended <br />This representative or producer, anafforded by the policies fisted thereon. <br />extend or alter the coverage <br />ACOORD 25 (2009101)