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release does not extend to claims which the creditor does not know or suspect to <br />exist in his favor at the time of executing the release, which if known by him must <br />have materially effected his settlement with the debtor. " <br />Santa Ana Initials: <br />Irvine initials: <br />7. Integration. This Agreement represents the entire understanding of the Parties <br />hereto. No prior or contemporaneous oral or written understanding shall be of <br />any force or effect with respect to those matters covered in this Agreement. This <br />Agreement may not be altered, amended, or modified except by mutual consent <br />of the Parties hereto through a written instrument. <br />8. California Law. This Agreement shall be construed and interpreted both as to its <br />validity and as to the performance of the Parties in accordance with the laws of <br />the State of California. <br />9. Execution and Counterparts. This Agreement may be executed and delivered in <br />any number of counterparts or copies ("Counterpart") by the Parties hereto. <br />10. Authority to Execute. Each person executing this Agreement on behalf of a <br />Party-hereto warrant that he or she is duly authorized to execute this Agreement <br />on behalf of said Party and that by so executing this Agreement, each Party <br />formally binds itself to the provisions of this Agreement. Each person executing <br />this Agreement further acknowledges that he or she has obtained all necessary <br />and legally required approvals for entry into this Agreement from legislative or <br />governing boards and that such legislative or governing board has adopted a <br />resolution, motion, ordinance or other action pursuant to State law and its own <br />bylaws or ordinances for approval of this Agreement. <br />11. Notices. Every notice, demand, request, annual report, or other document or <br />instrument delivered pursuant to this Agreement shall be in writing and shall <br />either be personally delivered, sent by Federal Express or other reputable over- <br />night courier, sent by facsimile transmission with the original subsequently <br />25B-12