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20. DEFAULTS AND REMEDIES ..............................................................................................40 <br />20.1 Events of Default .........................................................................................................40 <br />20.2 Remedies Upon Default ............................................................................................ ..42 <br />20.3 Cumulative Remedies: No Waiver ............................................................................ ..42 <br />21. MISCELLANEOUS ................................................................................................................43 <br />21.1 Obligations Unconditional and Independent ...............................................................43 <br />21.2 Notices ...................................................................................................................... ..43 <br />21.3 Survival of Representations and Warranties ............................................................. ..44 <br />21.4 [Intentionally Omitted] .............................................................................................. ..44 <br />21.5 Binding Effect; Assignment of Obligations .............................................................. ..44 <br />21.6 Prior Agreements; Amendments; Consents .............................................................. ..44 <br />21.7 Governing Law .......................................................................................................... ..44 <br />21.8 Severability of Provisions ......................................................................................... ..44 <br />21.9 Headings .................................................................................................................... ..44 <br />21.10 Conflicts .................................................................................................................... ..44 <br />21.11 Time of the Essence .................................................................................................. ..45 <br />21.12 Conflict of Interest .................................................................................................... ..45 <br />21.13 Warranty Against Payment of Consideration ........................................................... ..45 <br />21.14 Nonliability of City and Agency Officials and Employees ....................................... ..45 <br />21.15 Plans and Data ........................................................................................................... ..45 <br />21.16 Authority to Enter Agreement ................................................................................... ..45 <br />21.17 Subsequent Approvals ............................................................................................... ..45 <br />21.18 City, Agency and Authority Approvals and Actions ................................................ ..45 <br /> EXHIBIT LIST <br />Exhibit A - Legal Description of Property <br />Exhibit B - Affordability Restrictions on Transfer of Property <br />Exhibit C - City/HOME Loan Deed of Trust <br />Exhibit D - City/HOME Loan Note <br />Exhibit E - Agency Loan Deed of Trust <br />Exhibit F - Agency Loan Note <br />Exhibit G - Scope of Work/Budget <br />Exhibit H - Marketing Plan <br />iv <br />DOC SOC/ 1475221 v5/200272-0004 <br />8OB-13