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(2) If the temporary transportation expenses you
<br />incur arise from your rental of an "auto" of the
<br />private passenger type, the most we will pay is
<br />the amount it costs to rent an "auto" of the
<br />private passenger type which is of the same
<br />like kind and quality as the stolen covered
<br />"auto."
<br />G. HIRED AUTO PHYSICAL DAMAGE
<br />SECTION III -PHYSICAL DAMAGE COVERAGE,
<br />A.4. Coverage Extensions is amended by adding
<br />the following:
<br />c. If hired "autos" are covered "autos" for Liability
<br />Coverage, and if Comprehensive, Specified
<br />Causes of Loss, or Collision coverage is
<br />provided for any "auto" you own, then the
<br />Physical Damage coverages provided are
<br />extended to "autos" you hire, subject to the
<br />following limit and deductible:
<br />(1) The most we will pay for loss to any hired
<br />"auto" Is the lesser of $50,000 or Actual
<br />Cash Value or Cost of Repair, minus the
<br />deductible.
<br />(2) The deductible wilt be equal to the largest
<br />deductible applicable to any owned "auto"
<br />for that coverage. No deductible applies to
<br />"loss" caused by fire or lightning.
<br />(3) Subject to the above limit, deductible and
<br />excess provisions, we will provide
<br />coverage equal to the broadest coverage
<br />applicable to any covered "auto" you own.
<br />The insurance provided under this provision is
<br />excess over any other collactJble Insurance.
<br />PERSONAL PROPERTY OF OTHERS
<br />SECTION 111 -PHYSICAL DAMAGE COVERAGE,
<br />A.4. Coverage Extensions is amended by adding
<br />the following:
<br />d. We will pay up to $500 for loss to personal
<br />property of others in or on your covered "auto."
<br />Thia coverage applies only in the event of "loss°
<br />to your covered "auto" caused by fire, lightning,
<br />explosion, theft, mischief or vandalism, the
<br />covered "auto's" collision with another object, or
<br />the covered "auto's" overturn.
<br />If a Comprehensive, Specified Causes of Loss or
<br />Collision Coverage "loss" from one "accident"
<br />involves two or more covered "autos", only the
<br />highest deductible applicable to those coverages
<br />will be applied to the "accident".
<br />This provision only applies if you carry
<br />Comprehensive, Collision or Specified Causes of
<br />Loss Coverage for those vehicles, and does not
<br />extend coverage to any covered "autos" for which
<br />you do not carry such coverage.
<br />K. WAIVER OF DEDUCTIBLE -GLASS REPAIR OR
<br />REPLACEMENT
<br />SECTION 111 -PHYSICAL DAMAGE COVERAGE,
<br />D. Deductible is amended by adding the following:
<br />If a Comprehensive Coverage deductible Is shown
<br />in the Declarations it does not apply to the cost of
<br />repairing or replacing damaged glass.
<br />L. DUTIES IN THE EVENT OF ACCIDENT, ClA1M,
<br />SUIT, OR LOSS
<br />SECTION IV -BUSINESS AUTO CONDITIONS,
<br />A.2. Duties in the Event of Accident, Clatm, Suit
<br />or Loss is amended by adding the following:
<br />d. Your obligation to notify us promptly of an
<br />"accident," clam, "suit" or "loss" is satisfied if
<br />you send us the required notice as soon as
<br />practicable after your Insurance Administrator
<br />or anyone else designated by you to be
<br />responsible for insurance matters is notified, or
<br />in any manner made aware, of an "accident,"
<br />claim, "suit" or "loss."
<br />M. UNINTENTIONAL FAILURE TO DISCLOSE
<br />EXPOSURES
<br />SECTION IV -BUSINESS AUTO CONDITIONS,
<br />6.2. Concealment, Misrepresentation, or Fraud
<br />is amended by adding the following:
<br />If you unintentionally fail to disclose any exposures
<br />existing at the inception date of this policy, we will
<br />not deny coverage under this Coverage Part solely
<br />because of such failure to disclose. However, this
<br />provision does not affect our right to collect
<br />additional premium or exercise our right of
<br />cancellation or non-renewal.
<br />N. MENTAL ANGUISH
<br />No deductibles apply to this coverage. SECTION V -DEFINITIONS, C. is replaced by the
<br />1. AIRBAG COVERAGE following:
<br />SECTION 111 -PHYSICAL DAMAGE COVERAGE, "Bodily injury" means bodily injury, sickness or
<br />B.3.a. Exclusions is amended by adding the disease sustained by a person, including mental
<br />following• anguish or death resulting from bodily injury,
<br />If you have purchased Comprehensive or Collision sickness or disease.
<br />Coverage under this policy, the exclusion relating to O. LIBERALIZATION
<br />mechanical breakdown does not apply to the If we revise this endorsement to provide greater
<br />accidental discharge of an airbag. coverage without additional premium charge, we
<br />J. LOSS TO TWO OR MORE COVERED AUTOS will automatically provide the additional coverage to
<br />FROM ONE ACCIDENT all endorsement holders as of the day the revision
<br />SECTION 111 -PHYSICAL DAMAGE COVERAGE, is effective in your state.
<br />D. Deductible is amended by adding the fallowing:
<br />CA7270(3-07) Includes copyrighted material of I50 Propedles, Inc. with its permission. Page 2 of 2
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