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Genera/ Conditions Other /nsurance n. that is insuranc' (continued) rovide 'ito ou b an 1. p y y y person or organizatiop working under contract or agreement for you- r 2, under w ich you are included as an insured; or E. that is insuranc �' under any Property section of this policy. When this insurance i � enccess, we will have no duty to defend the insured against any suit if any other insurer has a du to defend such insured against such suit If no other insurer defends, we will undertake to do s � ,but we will be entitled to the insured's rights against all those other insurers. When this insurance i �' excess over other insurance, we will pay only our share of the amount of loss, if any, that exce s the sum of the total: amount that all �' ther insurance would pay for loss in the absence of this insurance; and of all deductibl and self- insuredamounts under all other insurance. We will share the re ' fining loss, if any, with any other insurance that is not described in this Excess Insurance pro ision and was not negotiated specifically to apply in excess of [he Limits Of Insurance shown in li>eclazations of this insurance. Method of Sharing j' If all of the other ins nce permits contribution by equal shares, we will follow this method also. Under this method ea h dnsurer contributes equal amounts until it has paid its applicable limits of insurance or none of eloss remains, whichever comes first. If any of the other ins ' ante does not permit contribution by equal shares, we will contribute by limits. Under this met od, each insurer'sshaze is based on the ratio of its applicable limits of insurance to the total $licable limits of insurance of all insurers. Prem %Urn Audit We will compute all ` emiums for this insurance in accordance with our rules and rates. In accordance with th I Estimated Premiums section of the Premium Summary, premiums shown with an asterisk ( *) az estimated premiums and aze subject to audit. In addition to or in lie �� 0f such designation in the Premium Summary, premiums may be designated as estimated premiu ' elsewhere in this policy. In that case, these premiums will also be subject to audit, and the second � atagraph of the Estimated Premiums section of the Premium Summary will apply. Separation Of /n3uredS Except with respect t I, the Limits Of Insurance, and any rights or duties specifically assigned in this insurance to the first ' med insured, this insurance applies: as if each name insured were the only named insured; and separately to ea hinsured against whom claim is made or suit is brought L_iabi /ity /nsurance Form 80- 02- 2000(Rev. 4 -07) � Contract Page 23 of 32