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rented to you or temporarily occupied by you with permission of the owner; or D. SECTION V — DEFINITIONS Item 9.a. is replaced with: a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that Indemnifies any person or organization for damage by tire, lightning, explosion or sprinkler leakage to premises while rented to you or temporarily occupied by you with permission of the owner is not an "insured contract'; E. This Broadened Coverage is subject to all the terms of SECTION III — LIMITS OF INSURANCE. F. This Broadened Coverage does not apply if Fire Damage Liability of COVERAGE A (SECTION 1) is excluded either by the Declaration to this Coverage Part or by an endorsement to this Coverage Part. S. BROADENED MEDICAL PAYMENTS A. SECTION III — LIMITS OF INSURANCE The following provision is added to Paragraph 7: The Medical Expense Limit shall be the greater of: a. $10,000; or b. The amount shown in the Declarations for Medical Expense Limit. B. This Medical Expense Limit is subject to all the terms of SECTION III — LIMITS OF INSURANCE. C. This above Medical Expense Limit does not apply if COVERAGE C MEDICAL PAYMENTS is excluded either by the Declaration to this Coverage Part or by an endorsement to this Coverage Part. 6. BROADENED SUPPLEMENTARY PAYMENTS SECTION 1— COVERAGES SUPPLEMENTARY PAYMENTS — COVERAGES A AND B Paragraphs 1.b. and 1.d. are replaced with: b. Up to $1,000 for cost of ball bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. d, Alf reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit," including actual loss of earnings up to $500 a day because of time off from work. 7. BROADENED NEWLY ACQUIRED OR FORMED ORGANIZATION SECTION II — WHO IS AN INSURED item 3.a is replaced by the following: 3. a. Coverage under this provision is afforded only until the 120'" day after you acquire or form the organization or the end of the policy period, whichever Is earlier. 8. BROADENED NON -OWNED OR CHARTERED WATERCRAFT OR AIRCRAFT SECTION I — COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY Paragraph 2.g. is replaced by the following: 2. g. "Bodily injury' or "property damage" arising out of the ownership, maintenance, use, or entrustment to others of any aircraft," auto," or watercraft owned by or operated by, or rented or loaned to, any insured. Use includes operation and "loading or unloading; This exclusion does not apply to: (1) A watercraft while ashore on premises you own or rent; (2) A watercraft you do not own that is: (a) Less than 51 feet long; and (b) Not being used to carry persons or property for a charge; (3) Parking an "auto" on, or on the ways next to premises you own or rent, provided the "auto" is not owned by or rented, or loaned to you or the insured; (4) Liability assumed under any "insured contract" for the ownership, maintenance, or use of aircraft, watercraft, or "autos"; or (5) "Bodily injury" or 'property damage" arising out of the operation of any of the equipment listed In Paragraph f. (2) or f. (3) of SECTION V — DEFINITIONS, Paragraph 12., ."Mobile Equipment"; or (6) An aircraft you do not own that is: (a) Hired, chartered, or loaned with a crew; and (b) Not owned in whole or in part by any insured. (7) This insurance does not apply, under Paragraph g.(1) and g.(2) above, if the Insured has any other insurance for "bodily injury" or "property damage" which would also apply to loss covered tinder this provision, whether the other insurance is primary, excess, contingent, or on any other basis. (8) This insurance is excess, under Paragraph g. (6) above, over any other insurance, whether the other insurance is primary, excess, contingent or on any other basis. RPCG 7412 08 05 Page 3 of 7 Includes copyrighted material of Insurance services Office, Inc., with its permission.