WELDY, SCOTT DR. a/k/a SERRANO ANIMAL & BIRD HOSPITAL 5B - 2011

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09/19/2011 14:32 9189212266 VETERINARY INS SVCS #3704 P.005/005 6, Unintentional Failure to Disclose Hazards If you unintentlonally fail to disclose any ha- zards existing at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure, However, this provision does not affect our right to collect additional promium or exercise our right of cancellation or non -renewal. 16. Supplementary Payments, Increase Limits Section Ill - Liability Coverage, part G. Coverage, Items 1.e. (2) and (4) are replaced with: (2) The cost of ball bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish those bonds, (4) All reasonable expenses incurred by the in- sured at our request to assist us in the inves- tigation or defense of the claim or stilt Including substantiated loss of earnings up to $500 a day because of time off work. 17. Per Location Aggregate A. Section 11 - Liability Coverage, part J. Limits of Insurance, Item 4. is amended to include: The Aggregate Limit of Insurance applies se- parately to each location owned by you, rented to you, or occupied by you with the permission of the owner. B. Section 111 - Property, Liability and Medical Payments Darmitions, is amended to include: 31. Location means premises involving the some or connecting lots, or premises whose connection is interrupted only by a street, roadway, waterway or right-of- way of railroad.. 18. Amended Duties in the Event of an Occurrence, Offense Claim or Suit Section II - Liability Coverage, Part K. Liability and Medical Payments Goncral Conditions, Items 2.a. and b. are replaced with: a. In the event of an occurrencq offense, claim, or aatit, you must promptly notify us. Your duty to promptly notify us is effective when your executive officers, partners, members, or AB8189 a-e7 legal representatives are aware of the General Liability oeturreacq offet►5c, claim. or suit. Knowledge of an occurrence. offense, claim. or suit by other employee(9) does not imply you also have such knowledge. b. To the extent possible, notice to us should Include: (1) How, when and where the occurrence or offense took place; (2) The names, addresses, and telephone numbers of any injured persons and wit- nesses; and (3) The nature and location of any injury or damage arising out of the, occurrence, of- fense, claim, or suit. 19, Common Policy Conditions (AB 00 09 A Ol 87). Part ff. Other Insurance, Item 2. Is replaced with: 2. Coverage C - Liability If other valid and colliectible insurance is available to any insured for a loss we. cover Rabic Coverage C of this Coverage Part our obligations are limited as follows: a. The insurance provided under this policy is primary if you are required by a written insured contract to include any person or organization as an insured, but only with rnspect to that insured's liability arising out of the ownership, mainte- nance, or use of that part of the premises owned by or rented to you. or your work for that insured by or for you. Any other insurance available to that person or or- ganization is excess and noncontributory with this insurance, or; b. Except for the circumstance described in 2.a.. above, the insurance provided under this policy is excess over any other li- ability insurance available to any insured whether Such other insurancc Is written as primary, excess. contingent or any other basis. An exception applies when any insured spocificnlly has purchased excess insurance to apply in excess of the limits of insurance shown In the Docla- rations of this Coverage Part for Cover- age C. Page 5 of 6