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cwra <br />joint venture, partnership or limited liability <br />company. This coverage does not apply: <br />a. Prior to the termination date of any joint <br />venture, partnership or limited liability <br />company; or <br />b. If there is other valid and collectible <br />insurance purchased specifically to <br />insure the partnership, joint venture or <br />limited liability company. <br />B. The last paragraph of Section 11 — Who Is An <br />Insured is deleted and replaced by the <br />following: <br />Except as provided in 4. above, no person or <br />organization is an insured with respect to the <br />conduct of any current or past partnership, joint <br />venture or limited liability company that is not <br />shown as a Named Insured in the Declarations. <br />5. PARTNERSHIP OR JOINT VENTURES <br />Paragraph 1.b. of Section 11 — Who Is An Insured <br />is deleted and replaced by the following: <br />b. A partnership (including a limited liability <br />partnership) or joint venture, you are an <br />insured. Your members, your partners, <br />and their spouses are also insureds, but <br />only with respect to the conduct of your <br />business. <br />6. EMPLOYEES AS INSUREDS — HEALTH CARE <br />SERVICES <br />For other than a physician, paragraph 2.a.(1)(d) of <br />Section 11 — Who Is An Insured does not apply with <br />respect to professional health care services <br />provided in the course of employment by you. <br />7. PROPERTY DAMAGE — PATTERNS, MOLDS <br />AND DIES <br />Paragraphs (3) and (4) of Exclusion j. Damage to <br />Property of SECTION 1 — EXCLUSIONS do not <br />apply to patterns, molds or dies in the care, custody <br />or control of the insured if the patterns, molds or <br />dies are not being used to perform operations at the <br />time of loss. A limit of insurance of $25,000 per <br />policy period applies to PROPERTY DAMAGE — <br />PATTERNS, MOLDS AND DIES and is included <br />within the General Aggregate Limit as described in <br />SECTION III — LIMITS OF INSURANCE. <br />The insurance afforded by this provision 7. is <br />excess over any valid and collectible property <br />insurance (including any deductible) available to the <br />insured, and the Other Insurance Condition is <br />changed accordingly. <br />8. BODILY INJURY <br />Section V — Definitions, the definition of "bodily <br />injury" is changed to read: <br />G-144294-C99 <br />(Ed. 12/06) <br />"Bodily injury" means bodily injury, sickness or <br />disease sustained by a person, including death, <br />humiliation, shock, mental anguish or mental injury <br />by that person at any time which results as a <br />consequence of the bodily injury, sickness or <br />disease. <br />9. EXPANDED PERSONAL AND ADVERTISING <br />INJURY <br />A. The following is added to Section V — <br />Definitions, the definition of "personal and <br />advertising injury": <br />h. Discrimination or humiliation that results <br />in injury to the feelings or reputation of a <br />natural person, but only if such <br />discrimination or humiliation is: <br />(1) Not done intentionally by or at the <br />direction of: <br />(a) The insured; or <br />(b) Any "executive officer," director, <br />stockholder, partner, member <br />or manager (if you are a limited <br />liability company) of the <br />insured: and <br />(2) Not directly or indirectly related to <br />the employment, prospective <br />employment, past employment or <br />termination of employment of any <br />person or persons by any insured. <br />B. Exclusions of Section 1 — Coverage B — <br />Personal and Advertising Injury Liability is <br />amended to include the following: <br />p. Discrimination Relating To Room, <br />Dwelling or Premises <br />Caused by discrimination directly or <br />indirectly related to the sale, rental, <br />lease or sub -lease or prospective sale, <br />rental, lease or sub -lease of any room, <br />dwelling or premises by or at the <br />direction of any insured. <br />q. Fines Or Penalties <br />Fines or penalties levied or imposed by <br />a governmental entity because of <br />discrimination. <br />C. This provision 9. (EXPANDED PERSONAL <br />AND ADVERTISING INJURY COVERAGE) <br />does not apply to discrimination or humiliation <br />committed in the states of New York or Ohio. <br />Also, EXPANDED PERSONAL AND <br />ADVERTISING INJURY COVERAGE does not <br />apply to policies issued in the states of New <br />York or Ohio. <br />G-144294-C99 Page 4 of 7 <br />(Ed. 12/06) <br />