PUBLIC AGENCY RETIREMENT SERVICES (PARS) - 2011

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BUSINESS LIABILITY COVERAGE FORM This Paragraph f, applies separately to (3) We have issued this policy in reliance you and any additional insured, upon your representations. 3, Financial Responsibility Laws b. Unintentional Failure To Disclose a. When this policy Is cerlified as proof of Hazards financial responsibility for the future under If unintentionally you should fall to disclose the provisions of any motor vehicle all hazards relating to the conduct of your financial responsibility law, the Insurance business at the inception date of this Provided by the policy for 'bodily Injury, "property Coverage Part, we shall not deny any liability and damage" liability will coverage under this Coverage Part comply with the provisions of the law to because of such failure. the extent of the coverage and limits of q. Otherinsurance Insurance required by that law. b. With respect to "mobile equipment" to if other valid and collectible Insurance Is which this Insurance applies, we will available for a loss we cover under this provide any liability, uninsured motorists, Coverage Part, our obligations are limited as underinsured motorists, ncAault or other i follows: coverage required by any motor vehicle a. Primary insurance law. We will provide the required limits for This Insurance Is primary except when b. ritose coverages, below applies. If other insurance is also 4. Legal Action Against Us primary, we will share with all that other No person or organization has a right under Insurance by the method described in c. this Coverage Form: below. a. To join us as a party or otherwise bring us b. Excess Insurance into a "suit" asking for damages from an This Insurance Is excess over any of the insured; or other insurance, whether primary, excess, b. To sue us on this Coverage Form unless contingent oron any other basis: all of its terms have been fully complied (f) Your Work with. That is Fire, Extended Coverage, A person or organization may sue us to recover Builders Risk, Installation Risk or on an agreed settlement or on a final judgment similar coverage for "your work "; against an Insured; but we will not be gable for (2) Promises Rented To You damages that are not payable under the terms of this insurance or that are In excess of the That is fire, lightning or explosion applicable limit of insurance. An agreed insurance for remises rented 4o u proms Yo settlement means a settlement and release of in temporarily pied h you with y y liability signed by us, the insured and the permission of the owner, claimant or the dalmants legal representative. (3) Tenant Liability S. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned In this policy in the first Named Insured, this Insurance applies: a. As if each Named insured were the only Named Insured; and b. Separately to each insured against whom a claim Is made or "suit" Is brought. S. Representations a. When You Accept This Policy By accepting this policy, you agree: (1) The statements in the Declarations are accurate and complete; (2) Those statements are based upon representations you made to us; and That is Insurance purchased by you to cover your liability as a tenant for "Property damago" to promises rented to you or temporarily occupled by you with permission of the owner; (4) Aircraft, Auto Or Watercraft If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g. of Section A. — Coverages. (5) Property Damage To Borrowed Equipment Or Use Of Elevators If the loss arises out of "properly damage" to borrowed equipment or the use of elevators to the extent not subject to Exclusion k. of Section A. — Coverages, Page 16 of 24 Form SS 00 03 04 05